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PayPal: PayPal Credit reviews

4.73
Based on 137,116 reviews, last reviewed 13th Jun 2026
3970050% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial facility with months to settle with... Great financial facility with months to settle with 0% interest rate Reviewed on: 13th June 2026
Rumi I's avatar
Rumi I

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137116)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

0% Interest and Piece of Mind.

5
I use PayPal credit all the time, 0% interest and piece of mind knowing that you are covered in the event of anything going wrong. Reviewed on: 11th June 2026

Absolutely good 5*

5
Absolutely good experience with PayPal Reviewed on: 11th June 2026

All good, They've always worked exactly as I'd wante...

5
All good, They've always worked exactly as I'd wanted credit to work Reviewed on: 11th June 2026

Perfect perfect

5
Perfect amazing easy i really feel comfortable Reviewed on: 11th June 2026

Excellent service PayPal

5
I have used PayPal for many years with an excellent service l highly recommend and very easy to sort out if there are any problems but so far out of many years, I’ve not had any Reviewed on: 11th June 2026

Very easy to use, there when you need it most.

5
Very easy to use, there when you need it most. Reviewed on: 11th June 2026

Good, very helpful just what is needed

5
Good, very helpful just what is needed Reviewed on: 11th June 2026

This service is very easy to use, with three months...

5
This service is very easy to use, with three months interest free it’s a great way to spread the cost. Highly recommend Reviewed on: 11th June 2026

Best Credit Company EVER!

5
Efficient website. Excellent customer service. Love the credit availbility Reviewed on: 11th June 2026

Fast transactions and quick easy credit

5
Fast transactions and quick easy credit Reviewed on: 11th June 2026

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