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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Why I Choose PayPal

I'm happy with PayPal because it helps me pay for things securely and gives me extra peace of mind when shopping online. Reviewed on: 13th July 2026

Easy and usefull

Very easy to use,know on all EU,quick and payments from PayPal to account going immediately Reviewed on: 13th July 2026

I feel safe shopping with PayPal online.

I feel safe shopping with PayPal online. Communication is excellent, I know where I stand. Thanks Reviewed on: 13th July 2026

Highly recommend

Easy to use, great service! App or website user friendly and great options to choose which credit suits your circumstances. Would definitely recommend to family and friends. PayPal credit is definitely my go to when looking at using credit to buy something online. Reviewed on: 13th July 2026

Like the installment options for the online payment.

Like the installment options for the online payment. Reviewed on: 13th July 2026

Love the convenience and security of Paypal

Love the convenience and security of Paypal Reviewed on: 13th July 2026

Excellent service

Never had any problems with customer service. Always updated with any changes to policy. Reviewed on: 13th July 2026

I feel safe with paypal.

I feel safe with paypal. I have no problem at all. Reviewed on: 13th July 2026

Sense I join very help full thank you for all you he...

Sense I join very help full thank you for all you help and service Reviewed on: 13th July 2026

Secure transactions, easy to use and very good custo...

Secure transactions, easy to use and very good customer service Reviewed on: 13th July 2026

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