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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Satisfied user, thank you

PayPal has always stayed true to their word and have been a very very reliable service in which I trust very much, thank you PayPal Reviewed on: 13th July 2026

Fast, simple, easy to use.

Fast, simple, easy to use. Information is there and quite simple to understand the process and product. Reviewed on: 13th July 2026

Great service, the service is always friendly

Great service, the service is always friendly Reviewed on: 13th July 2026

I have transferred money and received several times.

I have transferred money and received several times. It was very easy Reviewed on: 13th July 2026

Always available to spread cost and assist to bridge...

Always available to spread cost and assist to bridge gaps Reviewed on: 13th July 2026

Happy paypal customer

Always good to use paypal , fast , easy , no complaints . Reviewed on: 13th July 2026

Highly recommend , very impressive

Highly recommend , very impressive Reviewed on: 13th July 2026

From Ikenna in London

I recently signed up to PayPal and I must confess that their services is top notch. Most especially, the ease of use of their app. Reviewed on: 13th July 2026

PayPal is easy to use and very flexible with payment...

PayPal is easy to use and very flexible with payment methods definitely recommend for new customers and existing customers Reviewed on: 13th July 2026

I've been using PayPal for a long time.

I've been using PayPal for a long time. So far they've never let me down and kept me safe from fraud and scammers several times. I absolutely love the customer protection, it's been a life saver so many times. Reviewed on: 13th July 2026

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