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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140412 reviews)

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4.73

Based on 140,411 reviews, last reviewed 16th Jun 2026

4119900% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent support 0% interest for four months and also Pay in 3 plans are so helpful when you want to buy something or service which is expensive. I think it’s a great ... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140412)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Review app

Good function and easy to use app is user friendly Reviewed on: 13th June 2026

PayPal has helped me spread the cost!

Using PayPal credit has allowed me to make purchases for larger quantities of items, and with its 0% interest, provides me an easier way to manage my payments with the worry of financial strain. I recently bought a classic car, and needed to buy some spare parts, which I was able to, thanks to PayPal credit. The spread of the cost has relieved the strain of having to pay for everything in one lump sum. Many thanks! Reviewed on: 13th June 2026

Stolen parcel from my doorstep, Royal Mail had left...

Stolen parcel from my doorstep, Royal Mail had left outside without my permission. PayPal wouldn’t help Reviewed on: 13th June 2026

Excellent

Quick response, positive outcome Reviewed on: 13th June 2026

Very easy to use excellent service

Very easy to use excellent service Reviewed on: 13th June 2026

It's easy to use , convenient , secure and widely ac...

It's easy to use , convenient , secure and widely accepted Reviewed on: 13th June 2026

Excellent service.

Excellent service. Amazing options. Reviewed on: 13th June 2026

always clear and easy useing PP

always clear and easy useing PP Reviewed on: 13th June 2026

It has been very beneficial using paypal to support...

It has been very beneficial using paypal to support our home improvement business. It has enabled us to purchase equipment and pay over a period of time.There are options to pay in 3 or over 4 months interest free or longer if you are unable to pay off any outstanding amounts. Reviewed on: 13th June 2026

Iv been using paypal for over 15 years

Iv been using paypal for over 15 years Reviewed on: 13th June 2026

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