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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180837)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

Great service

5
When I had an issue with an order that never arrived, it was resolved immediately. I was so grateful as it took away all the stress. I have had great experiences with paypal including the payment options available which help me manage my finances. Reviewed on: 12th July 2026
Toni G's avatar
Toni G

I have used PayPal for a long time, and they have be...

5
I have used PayPal for a long time, and they have been good to me but I wish it was easier to speak to a person when you simply have a question nowaday. it’s all AI. Reviewed on: 12th July 2026
Alison P's avatar
Alison P

Best credit agreement ever

5
Option 4 months 0 interest is the best invention, im using it all the time. It lets me spread the cost of purchases with no interest or extra costs if i manage fill repayment within 4 months Reviewed on: 12th July 2026
Tom Ash's avatar
Tom Ash

Great support

5
Supported me when I needed help, great service and paid attention to my needs when I need to spread my payments Reviewed on: 12th July 2026
David Ord's avatar
David Ord

Great service

5
I use the pay in 3 and 4months interest free regularly - a very efficient and great way to budget for larger purchases. I just wish Amazon would allow PayPal purchases! Reviewed on: 12th July 2026
Peter T's avatar
Peter T

Easy to contact..

5
Easy to contact. They have always sorted issues within a short period. Reviewed on: 12th July 2026
Ian T's avatar
Ian T

PayPal has been my go-to for years.

5
PayPal has been my go-to for years. It’s incredibly fast, reliable, and makes checking out online absolutely effortless. I love the peace of mind that comes with their secure system. Highly recommended! Reviewed on: 12th July 2026
Erika R's avatar
Erika R

PayPal is easy to use and most retailers online acce...

5
PayPal is easy to use and most retailers online accept PayPal making buying items easier to purchase things. Being able to purchase items with credit makes buying bigger items less stressful and the app means I can keep an eye on my spending. Reviewed on: 12th July 2026
Michelle M's avatar
Michelle M

Excellent service, quick and easy to use.

5
Excellent service, quick and easy to use. Good customer service. Reviewed on: 12th July 2026
BRYAN's avatar
BRYAN

Really easy to use

5
Really easy to use and everything is all in one place and accessible Reviewed on: 12th July 2026
lewis ellenton's avatar
lewis ellenton

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