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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140544 reviews)

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4.73

Based on 140,544 reviews, last reviewed 16th Jun 2026

4125850% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy and convenient, it has enabled me to make purch... Easy and convenient, it has enabled me to make purchases in a way I couldn’t before, thanks to the 0% interest options. Also 4 months is enough time, ... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140544)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Wonderful experience

Easy to use and good protection. First came across the service when I was not well and needed a break. We booked a holiday and was able to pay with Pay PAL Credit when we would have had to pay in full which took presstoff us Reviewed on: 13th June 2026

PayPal is the most useful and secure Payment method...

PayPal is the most useful and secure Payment method I have ever used. Reviewed on: 13th June 2026

Paypal Credit has always been a great alternative to...

Paypal Credit has always been a great alternative to a conventional credit card. With added security as you don’t have a physical card so it could never be stolen. communication with PayPal has been easy and the platform is easy to use same as choosing PayPal credit as payment. Reviewed on: 13th June 2026

Safe and convenient

Safe and convenient payment option accepted worldwide. Easy to youse with an excellent app. Reviewed on: 13th June 2026

Affordable, safe, trusted.

Affordable, safe, trusted. Perfect for little luxuries. Reviewed on: 13th June 2026

Never had any issues.

Never had any issues. Customer service has always been excellent and they keep me updated. Reviewed on: 13th June 2026

It is difficult to reach customer service

It is difficult to reach customer service Reviewed on: 13th June 2026

Good evolution of the PayPal service.

Convenient for many sites without the need to use a card. Reviewed on: 13th June 2026

Great app and i use regularly.

Great app and i use regularly. It allow me to purchase in physical stores and online stores. Reviewed on: 13th June 2026

Resolving Issues..

In situations when I've asked for help resolving an issue, it hasn't always been possible to contact the 'seller', particularly Microsoft. Without that proof, Paypal apperar unable to help, or allow me to submit the problem Reviewed on: 13th June 2026

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