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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Online shopping made simple and safe.

I love the ease of using paypal, have used both paypal and paypal credit and carnt fault the service. I've always had a good experience and piece of mind using paypal services, ITs well trusted and most of my purchases are through ebay, Payment protection means theres no delay in my orders. Reviewed on: 12th July 2026

Great platform

Great platform to use and easy to use Reviewed on: 12th July 2026

Very convenient and secured always online and quick

Very convenient and secured always online and quick Reviewed on: 12th July 2026

Sorted problem quickly and got my refund

Sorted problem quickly and got my refund Reviewed on: 12th July 2026

Paypal is so convenient and a excellent

Paypal is so convenient and a excellent way to pay safely for all my purchases online i would highly recommend to family and friends to set this up Reviewed on: 12th July 2026

PayPal is easy to use and different options for maki...

PayPal is easy to use and different options for making payments. I’ve been using PayPal for years and recommend it to others Reviewed on: 12th July 2026

10/10 great platform.

10/10 great platform. Always worked with no issue. Highly reccomend. Reviewed on: 12th July 2026

Paypal cards.

I feel PayPal gives you thing like a card with out explanation on how and where to use them Reviewed on: 12th July 2026

Nothing is ever a problem staff are really efficient.

Nothing is ever a problem staff are really efficient. If there is an issue it is always easy to solve Reviewed on: 12th July 2026

Too slow for processing.

Too slow for processing. Complicated sometime about purchasing and installation as Reviewed on: 12th July 2026

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