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PayPal: PayPal Credit reviews

4.73
Based on 143,176 reviews, last reviewed 20th Jun 2026
4245800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful and have been very prompt at res... Always very helpful and have been very prompt at resolving any issues Reviewed on: 20th June 2026
David C's avatar
David C

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143176)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I find PayPal extremely useful

5
I find PayPal extremely useful and convenient when I want to buy anything online. I really like to use because I don't have to give out my credit card details to someone I don't know when buying things. Reviewed on: 15th June 2026

Not very clear, easily fall into the trap of buildin...

2
Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026

Easy payments and flexible payment options for peopl...

5
Easy payments and flexible payment options for people struggling. Reviewed on: 15th June 2026

Help me in different ways buying on line an paying s...

5
Help me in different ways buying on line an paying slower Reviewed on: 15th June 2026

I have used PayPal for many years

5
I have used PayPal for many years Reviewed on: 15th June 2026

Easy with pay pal

5
I found pay pal easy to understand and use Reviewed on: 15th June 2026

Never Disappoints Me

5
PayPal Credit has never let me down. It's always there when I need it. Reviewed on: 15th June 2026

Great Service

5
Easy and simple, hassle free experience, recommended. Reviewed on: 15th June 2026

Easy and safe to use

5
Easy to use have choice of paying ie immediately from chosen bank account payin three or use PayPal credit Reviewed on: 15th June 2026

Simple, effevtive, flexible and enjoy the interest f...

5
Simple, effevtive, flexible and enjoy the interest fee periods. Never had an issue in over 15 years usage. Reviewed on: 15th June 2026