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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Totally trust PayPal and when ordering online I know...

5
Totally trust PayPal and when ordering online I know they’ve got my back. Reviewed on: 12th July 2026

Jest super

5
Jestem bardzo zadowolony wszystko działa poprawnie Reviewed on: 12th July 2026

Easy to apply, clear financial information

5
Easy to apply, clear about amount of interest charged and fees. Reviewed on: 12th July 2026

PayPal & PayPal.

5
I’ve been using PayPal & PayPal credit for years. Full piece of mind knowing if I need help or advice they are there to help & assist. Only needed it once & they resolved my issue on the first phone call. That’s why I trust them 100% Reviewed on: 12th July 2026

The Ultimate Standard for Secure, Global Payments

5
As someone who manages both international business transactions and daily personal expenses, I can confidently say that PayPal remains the gold standard in digital finance.What sets PayPal apart is its unmatched balance of security, speed, and global accessibility. It instantly eliminates the friction of international borders, allowing users to send, receive, and convert currencies in seconds. For businesses, the integration is seamless and immediately boosts customer trust at checkout. For individuals, the Buyer Protection policy offers complete peace of mind, ensuring your money is safe even if a transaction goes wrong. Reviewed on: 12th July 2026

Easy process

5
Easy process, a great option for giving me longer to pay off without interest Reviewed on: 12th July 2026

Easy to use and quick.

5
Easy to use and quick. Very helpful Reviewed on: 12th July 2026

Fantastic. And efficient

5
Fantastic. Easy and efficient. New life since I am with Paypal Reviewed on: 12th July 2026

It’s has been a greet experience with paypal

5
It’s has been a greet experience with paypal Reviewed on: 12th July 2026

I feel safer with PayPal i don't worry about getting...

5
I feel safer with PayPal i don't worry about getting scammed with PayPal it's a safe way to pay Reviewed on: 12th July 2026

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