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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180944 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180944)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s good but

It’s good. But I don’t like the slowness in seeing if your payment has been made, even on a direct debit. I changed a card once and hadn’t connected it properly (that’s not especially clear how to do either). I didn’t get an email until the day after the payment had failed. I made a quick manual payment, but you still have to wait days for that to show. Reviewed on: 12th July 2026

Great money service

Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

I always feel safe about my transactions using PayPa...

I always feel safe about my transactions using PayPal because any problems I’ve had in the past have been fixed by PayPal with ease instead of having a stressful time with businesses that have not returned my money rightfully. Reviewed on: 12th July 2026

Never had any problems

Never had any problems and easy to use Reviewed on: 12th July 2026

Paypal credit gives me flexibility to pay in 4 month...

Paypal credit gives me flexibility to pay in 4 months with 0% interest. The amount of times that saved me on travel, personal shopping , emergencies is something i am grateful for Reviewed on: 12th July 2026

Great option for spreading cost

Easy to use, manageable, and a good option to spread cost with little fuss. Helped me manage my finances easier Reviewed on: 12th July 2026

I use PayPal credit on a regular basis

I use PayPal credit on a regular basis, and normally only buy from website that uses PayPal,***** Reviewed on: 12th July 2026

Very useful to use when purchasing anything knowing...

Very useful to use when purchasing anything knowing your always covered if anything does go wrong Reviewed on: 12th July 2026

Good service

It’s been easy and when there’s a problem I’ve been able to sort it out quickly Reviewed on: 12th July 2026

Excellent service

I’ve never had any issues with PayPal. I use it often and it is the best platform I have used Reviewed on: 12th July 2026

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