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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180918)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Been using PayPal for 12 years and never had an issue.

5
Been using PayPal for 12 years and never had an issue. The addition of the app and physical card is spot on! Reviewed on: 12th July 2026

The app is easy to use .

5
The app is easy to use . When shopping I can use PayPal pay in 3 or interest free . It’s great to use PayPal to pay for things as it’s got a guarantee when sending money . Reviewed on: 12th July 2026

Good company Olga Mezore

5
Good company Perfect service Everything Faster Reviewed on: 12th July 2026

My Go-To

5
PayPal is always my preferred payment or receiving app Reviewed on: 12th July 2026

Great option to spend

5
Using PayPal credit gives you the option to spend interest free for 4 month. Customer service is always there to help if you have a query. Also a safe way to pay Reviewed on: 12th July 2026

Easy to use and reliable way to pay

5
Always easy to use and reliable . There are different options to choose so planning payments to fit your your finances Reviewed on: 12th July 2026

Quick credit check on credit score and good Credit l...

5
Quick credit check on credit score and good Credit limit. Reviewed on: 12th July 2026

Very fast service didn’t think I’ll get it but defin...

5
Very fast service didn’t think I’ll get it but definitely not forget it Reviewed on: 12th July 2026

I’ve had no problems, great experience with all serv...

5
I’ve had no problems, great experience with all services Reviewed on: 12th July 2026

Paypal is easy to use and safe.

5
Paypal is easy to use and safe. I liked the offer of 3 months interest free. Reviewed on: 12th July 2026

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