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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180905)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use.

5
Easy to use. Straight forward and simple! Would recommended Reviewed on: 12th July 2026

For me a handy go to place

5
Hand for pay in 3 services, plus most ppl credit give 4 month @ 0% so can be convenient Reviewed on: 12th July 2026

Accepted everywhere

4
Accepted everywhere, especially now that they've provided physical cards Reviewed on: 12th July 2026

Wonderful service to have ease of access easy layout...

5
Wonderful service to have ease of access easy layout PayPal brilliant well done Elon musk Reviewed on: 12th July 2026

Excellent Credit Option with Flexible Payments

4
I've had a very positive experience using PayPal Credit. It's simple to apply for, easy to manage through the PayPal app and website, and makes larger purchases much more affordable by spreading the cost over time. The checkout process is quick and seamless, and I appreciate being able to keep track of my balance and payments in one place. Customer support has also been helpful whenever I've had questions. As long as you make payments on time and understand the terms, PayPal Credit is a convenient and reliable way to manage purchases. I would definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 12th July 2026

Love it here

5
Enjoying it a lot here always really fast Reviewed on: 12th July 2026

Excellent service

5
I had an amazing experience with PayPal, easy process and excellent service. Reviewed on: 12th July 2026

Efficient and Excellent

5
My experience is and continues to be excellent….. when ever I need to transfer funds, pay pal is allows efficient Reviewed on: 12th July 2026

It is Amazing, fast and efficient.

5
It is Amazing, fast and efficient. I use it for everything. Reviewed on: 12th July 2026

I've been using PayPal for a while now and it's been...

5
I've been using PayPal for a while now and it's been really handy. It's easy to send and receive money, and I like how quick it is when paying for things online. I've never had any major problems, and it gives me a bit more confidence when buying from websites I haven't used before. Reviewed on: 12th July 2026

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