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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180894)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Medioka review

3
Not enough notifications on amounts and due dates. Reviewed on: 11th July 2026

Ease when there's a squeeze, PayPal sort's your need's

5
Ease when there's a squeeze, PayPal sort's your need's Reviewed on: 11th July 2026

Paid for blinds over 6 months and the whole process...

5
Paid for blinds over 6 months and the whole process has been so easy. Reviewed on: 11th July 2026

I always purchase with confidence when using paypal...

5
I always purchase with confidence when using paypal and have different ways of payment offered Reviewed on: 11th July 2026

Innovative and flexible services

5
I love the flexibility and innovation they have been working on the last year or two. Simple and easy to use platform and great service. Reviewed on: 11th July 2026

Great options to manage money like making purchases...

4
Great options to manage money like making purchases in instalments and 4 but the only thing I’d change is the interest rate, way too high. Reviewed on: 11th July 2026

PayPal Credit has been an excellent experience for me.

5
PayPal Credit has been an excellent experience for me. It is incredibly easy to use, with a straightforward interface that makes online purchases simple and stress-free. I appreciate how customer-friendly the service is, offering clear information about payments, balances, and due dates. Overall, PayPal Credit takes the hassle out of financing purchases, providing both convenience and peace of mind. Reviewed on: 11th July 2026

So easy and hassle free!!!

5
So quick and hassle free that makes all wearies away. Excellent Reviewed on: 11th July 2026

PayPal's financing options help me to buy the things...

5
PayPal's financing options help me to buy the things I like and pay for them in my own time! Reviewed on: 11th July 2026

PayPal credit and its efficiency

5
PayPal Credit was quick for me to set up, easy to use, and great for spreading payments on larger purchases. The integration with PayPal makes everything smooth and transparent. A helpful tool when used responsibly. Reviewed on: 11th July 2026

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