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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180886 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180887)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

have full confidence shopping with PayPal everytime

PayPal is my prefer payment l use due to total confidence l have that payment is secure at all time Reviewed on: 11th July 2026

Paypal is the way forward!

So easy to use pay pal also the have flexible payment options which always helps. Reviewed on: 11th July 2026

my favorite payment app

love paypal, easy to use. transfer is fast and secure. Reviewed on: 11th July 2026

Never any best way to pay

Never any issues always my first choice Reviewed on: 11th July 2026

Easy and straightforward

Easy and straightforward process to opt for PayPal credit. The app sends reminders for when payment is due by, fantastic option if you need to pay in installments or at a later day. Reviewed on: 11th July 2026

I use PayPal whenever it's an option because it feel...

I use PayPal whenever it's an option because it feels safer than sharing my bank details. I also love the pay in 3 options because I can't always make big purchases. Reviewed on: 11th July 2026

Overall great experience

I initially used PayPal credit for the £40 gift for signing up, but I will definitely be using it in the future for the 0% interest on purchases over 4 months and the large credit limit is a nice bit of reassurance if an emergency crops up. The only thing I would criticise is that the purchases take a while ( 4 days in my case ) to show up in the account. Reviewed on: 11th July 2026

Pay in 3 is the best

I really like interest free 4 months and pay in 3 options. Helps me purchase and make the payment instalment. I used enjoy the 12 months and 24 months interest free payments before but I hardly get that option now. Reviewed on: 11th July 2026

Convienient and easy to use.

Convienient and easy to use. Reliable. Reviewed on: 11th July 2026

Always used PayPal credit a very trusted source

Always used PayPal credit a very trusted source Reviewed on: 11th July 2026

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