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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180868)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A good safety net between me and Retailers

5
I use PayPal and PayPal Credit to help spread the cost but also to keep my details more secure. Once I tried to purchase something and the retailer didn’t supply the goods, PayPal was very helpful sorting the problem and I wasn’t out of pocket. Reviewed on: 11th July 2026

Easy to use credit when I need it

5
Easy to use credit when I need it Reviewed on: 11th July 2026

Always straight forward been with you along time

5
Always straight forward been with you along time Reviewed on: 11th July 2026

Safe and trustworthy.

5
I have always found PayPal safe and trustworthy. To have PayPal credit is also very helpful to spread out my payments I’m very happy with Pay pal Reviewed on: 11th July 2026

Easy to use and access.

5
Easy to use and access. Helps to spread amounts across a few months. Reviewed on: 11th July 2026

I always choose to pay using PayPal if its an option.

5
I always choose to pay using PayPal if its an option. Reviewed on: 11th July 2026

Paypal makes things affordable.

5
Paypal makes things affordable. Pay in 3 is extremely handy. Reviewed on: 11th July 2026

I have had no issues and in the past been supported...

5
I have had no issues and in the past been supported with resolution Reviewed on: 11th July 2026

PayPal support me when i paid for good and it was ne...

5
PayPal support me when i paid for good and it was never delivered or the company never acknowledge any emails I sent Reviewed on: 11th July 2026

Fast, secure, reliable

5
I love the security, flexibility and ease of payment options. It’s great not having to provide bank details online and be able to make secure transactions. Customer service always excellent. Brilliant for worldwide payments. Reviewed on: 11th July 2026

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