Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180863 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180863)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal all the time.

I use PayPal all the time. So easy to use and so many retailers support PayPal. Pay in 3 is useful sometimes. PayPal credit useful for big purchases and zero charge if paid within 4 months. This can be useful at Christmas! Reviewed on: 11th July 2026

Generally a good experience good lending rates and g...

Generally a good experience good lending rates and good customer service Reviewed on: 11th July 2026

PayPal review

Good all round service from PayPal. Had an account for years and no complaints. Reviewed on: 11th July 2026

Fast, Secure & Reliable!

I've been using PayPal for years, and it has never let me down. It's incredibly easy to use, payments are fast and secure, and it makes online shopping so much easier. The Pay in 3 option is amazing and has helped me many times with larger purchases by making payments much more manageable. It's one of the best features and has saved me on more than one occasion. Highly recommended! Reviewed on: 11th July 2026

Love it really easy to use and points on top.

Love it really easy to use and points on top. What’s not to like? Reviewed on: 11th July 2026

You excellent and covered by PayPal.

You know what you buy is covered by PayPal. Also so stay to use. With a chose of 3 options. Which is not something you normally get. Exellent service Reviewed on: 11th July 2026

The only thing I would change about PayPal credit is...

The only thing I would change about PayPal credit is the ability to pay off individual items when doing additional payments would be extremely beneficial to the customer otherwise it is a great service Reviewed on: 11th July 2026

Convenient

Convenient way to pay. Most vendors let you use this method Reviewed on: 11th July 2026

Very easy service and great customer support from Pa...

Very easy service and great customer support from PayPal Reviewed on: 11th July 2026

Love PayPal.

Love PayPal. The service is brilliant and gives piece of mind. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101069 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub