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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180836 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180837)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've been using PayPal for over 20 years, always happy.

I've been using PayPal for over 20 years, always happy. Reviewed on: 11th July 2026

I love paypal its been around the longest and I abso...

I love paypal its been around the longest and I absolutely trust the great service. It protects you and your money Reviewed on: 11th July 2026

PayPal is still not widely used here in the UK and t...

PayPal is still not widely used here in the UK and the refund policy is slow Reviewed on: 11th July 2026

I have used PayPal for years now and have always fou...

I have used PayPal for years now and have always found it fairly easy to use, the only thing I would say that I still find frustrating is how long it takes for the money to come out my account when I pay my monthly payments it always causes problems for me it should come out instantly. Reviewed on: 11th July 2026

Refreshingly straightforward

It just seems refreshingly straightforward to use and manage. It's clear to understand the User Interface and navigate the App :) Reviewed on: 11th July 2026

Easy purchase Easy life

Personally I have not used credit but would be excellent Reviewed on: 11th July 2026

Reassurance.

It is reassuring to have and use a PayPal account as you know that you are supported when any problems with transactions arise. The website is user friendly. Reviewed on: 11th July 2026

It’s a pain in the arse to make a payment ...

It’s a pain in the arse to make a payment Reviewed on: 11th July 2026

Quick process and good value

Quick process to apply for credit and take advantage of 0% finance deals Reviewed on: 11th July 2026

I always have peace of mind using PayPal, knowing my...

I always have peace of mind using PayPal, knowing my payments are protected Reviewed on: 11th July 2026

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