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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180808)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy as 1,2,3

5
I’ve used PayPal credit for a while and get regular communications of payments and entitlement increases never had to use customer service never had a problem. Also like you can pay early Reviewed on: 11th July 2026

I had a fantastic experience using PayPal Credit for...

5
I had a fantastic experience using PayPal Credit for my recent online purchase. I wanted to buy a new pair of running trainers but I cant afford to pay the full amount upfront. Thanks to PayPal offered me a credit option - which allowed me to get what I needed and pay it back at a pace that suited my budget with no extra costs during the promotional period. The application process was quick and straightforward, and the payment options are flexible and easy to manage. It is reassuring to have a trusted service that helps make larger purchases more affordable without unnecessary stress. I highly recommend PayPal Credit to anyone looking for a convenient secure, and flexible way to shop online. It’s a great option for spreading the cost of purchases while staying in control of your finances. Overall, a smooth, reliable, and positive experience from start to finish Reviewed on: 11th July 2026

It is very helpful and easy to get anything which yo...

5
It is very helpful and easy to get anything which you want Reviewed on: 11th July 2026

Good Customer relationship.

5
Good Customer relationship. Always willing to go beyond and above. Reviewed on: 11th July 2026

Lots of flexible credit options.

5
Lots of flexible credit options. Easy smooth ability to pay for lots of online things. Being able to use PayPal out and about with digital cards on my phone is handy. I've never had to speak to their customer service so I can't comment on that. Reviewed on: 11th July 2026

Always good service, never had any problems

5
Always good service, never had any problems Reviewed on: 11th July 2026

PayPal credit is easy to use and reliable.

4
PayPal credit is easy to use and reliable. I would recommend it Reviewed on: 11th July 2026

I've been using PayPal for a long time and never bee...

5
I've been using PayPal for a long time and never been so happy with the new credit I've been offered. The option to get a physical card is fantastic too, it increases the range of shops I can pay with PayPal. Reviewed on: 11th July 2026

Really great and useful

5
Really great, has helped me through difficult moments Reviewed on: 11th July 2026

i love it simple to use and helps me save...

5
i love it simple to use and helps me save money Reviewed on: 11th July 2026

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