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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,484 reviews, last reviewed 18th Apr 2026
2366500% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems , it’s usually smooth and infor... All good no problems , it’s usually smooth and informs me of any issues Reviewed on: 18th April 2026
Raquel A's avatar
Raquel A

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76484)

Easy to use and keep track of payments etc.

5
Easy to use and keep track of payments etc. Reviewed on: 26th May 2025
Dave G's avatar
Dave G

In Tina Turner's word's Simply The Best!

5
In Tina Turner's word's Simply The Best! Reviewed on: 26th May 2025
Rita Boatemah 's avatar
Rita Boatemah

Reliable service

5
Easy to access service, customer service has been excellent when needed. Makes life so much easier to budget and with the app always keep rack of things. Interest free credit os so helpful. Reviewed on: 26th May 2025
Eileen Brown's avatar
Eileen Brown

Long time customer

5
I’ve been with PayPal for over 20 years, and it’s always been so easy and convenient to use. During a recent bathroom renovation, I used PayPal Credit to purchase items from different countries — the entire process was smooth and secure. Managing monthly payments was simple, and I always felt confident making purchases. It’s truly been an excellent experience!. Reviewed on: 26th May 2025
Elcin A's avatar
Elcin A

A very easy platform to use.

5
A very easy platform to use. Easy to select PayPal credit when purchasing goods. Easy to pay credit bill with the app and great communication. Reviewed on: 26th May 2025
Emma P's avatar
Emma P

PayPal is secure and safe

5
Simple to use and any queries are dealt with quickly. The app is easy to use and secure and I’m confident that my money is safe. Reviewed on: 26th May 2025
Teresa T's avatar
Teresa T

Easy step applying for credit also navigating site w...

4
Easy step applying for credit also navigating site was easy. Reviewed on: 26th May 2025
Robert Pryor's avatar
Robert Pryor

Great service

4
Great service easy to use woul d recommend Reviewed on: 26th May 2025
Colin M's avatar
Colin M

My take on PayPal?

5
My take on PayPal? It's already solid! Global reach and credit options are huge. But imagine super simple sending, like one-tap for regulars. And clear security alerts that actually help. Plus, smart spending insights could make it indispensable for managing my money! Reviewed on: 26th May 2025
Jasjot S's avatar
Jasjot S

Easy to pay and feel safe.

5
Easy to pay and feel safe. Great app and website, I love how easy it is to make a payment with confidence knowing that my money is safe Reviewed on: 26th May 2025
Paul N's avatar
Paul N

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