Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173511)

Always at hand

Had a couple of problems with items PayPal stepped in and sorted quickly Reviewed on: 9th June 2026

my favorite form of credit

I have been using PayPal credit for years and I have had 0 issues, versatile and easy to use with a lot of options for places to spend money. Reviewed on: 9th June 2026

PayPal Credit is great and super helpful.

Paypal has always been a reliable and trustworthy company for credit, the paypal, pay in three option is always super helpful for things that you might need now but when you'd like the convenience of paying at a later date. Reviewed on: 9th June 2026

Choccys review Always handy especially the credit.

Always handy especially the credit. Any problems been refunded without hassle Reviewed on: 9th June 2026

Good for cashflow

It gives me the necessary freedom to buy of what I need since I can pay in 4 installment free of interest Reviewed on: 9th June 2026

I use the purchase interest free for 4 months to man...

I use the purchase interest free for 4 months to manage my big spends. It’s great. Reviewed on: 9th June 2026

.brilliant tool

It’s a brilliant tool to allow more time to pay a purchase off but still have the item straight away Reviewed on: 9th June 2026

Paypal my safe n secure flexible pal.

PayPal I feel safe and secure using online an now with the flexibility having a card to use in shops and other businesses Reviewed on: 9th June 2026

Wouldn't be without PayPal.

Wouldn't be without PayPal I use PayPal for eBay payments and all online payments also so have PayPal debit card for normal shopping where PayPal is excepted. There customer service is brilliant if you have any problems you can get it sorted very quickly, I would say it's the best and safe way to pay for goods would highly recommend to all family and friends. I have used PayPal for a number of years and find it the best payment method. Reviewed on: 9th June 2026

PayPal is the best!

Absolutely brilliant the perks make my life so much easier and I can keep on top of my spending Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95939 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub