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PayPal: PayPal Credit reviews

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4.90
Based on 76,536 reviews, last reviewed 19th Apr 2026
2371000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All ok and work properly. All ok and work properly. Currency ekschenge is wery bed Reviewed on: 19th April 2026
Miroslaw 's avatar
Miroslaw

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76536)

Paypal offers an easy to use and first class service...

5
Paypal offers an easy to use and first class service for paying or receiving payments Reviewed on: 26th May 2025
Alan B's avatar
Alan B

easy-peasy

5
It was an easy-peasy process to obtain finance Reviewed on: 26th May 2025
christopher nd's avatar
christopher nd

I use paypal for large items it means i can pay in 3...

5
I use paypal for large items it means i can pay in 3 for things that would take most my wages. Its very flexible and affordable. I no longer need a credit card. Reviewed on: 26th May 2025
Joanne G's avatar
Joanne G

easy to use, trustworthy and clear

5
easy to use, trustworthy and clear Reviewed on: 26th May 2025
Monika S's avatar
Monika S

Easy and efficient way to pay.

5
Easy and efficient way to pay. I love how easy it is to use Reviewed on: 26th May 2025
Cath B's avatar
Cath B

Exceptional service all round.

5
Always very transparent with all transactions, usually very manageable payments. 0% 4 month offers have been great to me certainly. Never had any issues whatsoever in my experience. Only thing I would like, is to be able to direct my payments onto specific 0% balances. Its a bit of a guessing game where it will come off of specifically. Reviewed on: 26th May 2025
James S's avatar
James S

Very good, but delayed transactions.

4
Very good, the only issue being that transactions against my bank account is often delayed by2-3 days. Reviewed on: 26th May 2025
Dave G's avatar
Dave G

When contacted earlier this year, PayPal were helpful.

5
When contacted earlier this year, PayPal were helpful. I always use PayPal when buying online, trust their services and feel if a site has PayPal the affiliation is trustworthy also Reviewed on: 26th May 2025
Katherine 's avatar
Katherine

Feedback

5
Find PayPal very convenient.I always find it easy to use Reviewed on: 26th May 2025
Milly's avatar
Milly

I've had no issue since, the overall service is exce...

5
I've had no issue since, the overall service is excellent Reviewed on: 26th May 2025
Self 's avatar
Self

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