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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173324 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173385)

Excellent customer service

When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026

PayPal is my go to, all round payment platform

PayPal is home to most of my payment cards and has other payment options available (such as pay in 3, some interest free payment options for large purchases and the new credit card). On top of being secure, it is my all round payment vehicle. Happy to recommend. Reviewed on: 9th June 2026

Everything goes smoothly never any problems

Everything goes smoothly never any problems Reviewed on: 9th June 2026

Great company never had an issue have recommended to...

Great company never had an issue have recommended to friends and family. Reviewed on: 9th June 2026

PayPal credit is very easy to use especially in the...

PayPal credit is very easy to use especially in the app. Reviewed on: 9th June 2026

I really like it 4 months free of interest.

I really like it 4 months free of interest. Would like more interest free months for payments of large amounts. But very easy to use and hassle free. Reviewed on: 9th June 2026

I think PayPal Credit is an excellent service - real...

I think PayPal Credit is an excellent service - really helpful Reviewed on: 9th June 2026

Great service

Very quick in getting my money back when I didn’t receive the goods Reviewed on: 9th June 2026

Happy Customer

Easy to use, helps spread costs, immediate assistance, user friendly Reviewed on: 9th June 2026

Peace of mind

Found it a very useful service to have when paying for things online Reviewed on: 9th June 2026

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