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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76559 reviews)

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4.90

Based on 76,559 reviews, last reviewed 19th Apr 2026

2373000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent the way PayPal services Excellent the way PayPal services Reviewed on: 19th April 2026

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76559)

Easy and flexible purchases and payments

It’s given me the flexibility to purchase items I need and pay off in a timely and flexible way. The interest isn’t extortionate and loads of outlets accept PayPal credit. It’s great to use at times like Christmas or birthdays and have the funds to cover the payments. Reviewed on: 26th May 2025

Always easy to use and disputes are dealt with effic...

Always easy to use and disputes are dealt with efficiently and with a timely manner. Reviewed on: 26th May 2025

Fab Service

PayPal is quick and easy to use, when I had issues with an order from an online retailer they were able to provide a refund and kept me updated throughout the process. Makes online shopping so much easier and feel protected financially when using as a payment option Reviewed on: 26th May 2025

PayPal have deteriorated over the years

Unfortunately the good experiences with PayPal deteriorated over the years due to the behaviour of the various parts of the company e.g. Honey. In the end I totally lost trust in the company. Reviewed on: 26th May 2025

Easy and straightforward and hassle free

Easy and straightforward and hassle free Reviewed on: 26th May 2025

Great Credit Provider

Very easy to use and clear payment options Reviewed on: 26th May 2025

Excellent customer service PayPal allows to spread c...

Excellent customer service PayPal allows to spread cost and is a good company. I would highly recommend them to everyone. I've been using PayPal a long time. Very happy with their service Reviewed on: 26th May 2025

Easy to use and very helpful for those unexpected bi...

Easy to use and very helpful for those unexpected bills which you are able to pay for over time Reviewed on: 26th May 2025

I have previously called PayPal due to a refund not...

I have previously called PayPal due to a refund not being made from a third party. The customer service was excellent and they refunded the money straight away Reviewed on: 26th May 2025

Everything I want to buy online paypal are there to...

Everything I want to buy online paypal are there to help, even if there's a problem Reviewed on: 26th May 2025

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