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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,713 reviews, last reviewed 19th Apr 2026
2482200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very easy to manage. It’s very easy to manage any transaction. Reviewed on: 19th April 2026
GHAZAL H's avatar
GHAZAL H

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77713)

PayPal it's Safe and easy in an unsafe world

5
PayPal is so easy to use, it's secure and safe in a very unsafe internet help and contact are easy and secure giving you direct control on payments and your money Reviewed on: 26th May 2025
Red 's avatar
Red

Pay Pal credit user

5
As a Pay Pal credit user I'm happy with it.Easy to maintain ,and helpful Reviewed on: 26th May 2025
Daniel N's avatar
Daniel N

Helps me prioritise sustainable and ethical brands

4
The availability and ease of PayPal Pay in 3 has allowed me to afford brands with a more sustainable and ethical focus, which can often cost more than mainstream brands. I feel like I am more able to make quality purchases that are more environmentally and socially responsible. Reviewed on: 26th May 2025
EWANS's avatar
EWANS

Super banking

5
Simple instructions, fast and efficient. I would highly recommend. Reviewed on: 26th May 2025
Pip J's avatar
Pip J

Perfect choice

5
Perfect never let me down. Always secure and fast way for me Reviewed on: 26th May 2025
Svetoslav G's avatar
Svetoslav G

Excellent Brilliant very well, well done

5
Excellent Brilliant very well, well done Reviewed on: 26th May 2025
Rizwan A's avatar
Rizwan A

easy to use and get started reminders when to pay

5
easy to use and get started reminders when to pay Reviewed on: 26th May 2025
James R's avatar
James R

Pay in 3 or 4 is great for getting things I really w...

5
Pay in 3 or 4 is great for getting things I really want and it helps me not feel it as much with spreading the cost Reviewed on: 26th May 2025
Llewellyn G's avatar
Llewellyn G

Just a quick and easy way to pay.

5
Just a quick and easy way to pay. Plus you are covered, any problems and they do there best to get a result. Reviewed on: 26th May 2025
Alan B's avatar
Alan B

Makes it easy

5
Perfect for ease of transaction and spreading the cost 0% finance (for 3-4 months). Has made it easier for me to buy larger purchases. Reviewed on: 26th May 2025
Mary N's avatar
Mary N

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