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PayPal: PayPal Credit reviews

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4.90
Based on 77,581 reviews, last reviewed 19th Apr 2026
2469500% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best for sending money and saving money The best for sending money and saving money Reviewed on: 19th April 2026
ANCA BIRLEANU 's avatar
ANCA BIRLEANU

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77581)

Straightforward and accessible, providing the capaci...

5
Straightforward and accessible, providing the capacity to purchase over extended periods with no fuss, as well as easy repayment terms. Reviewed on: 26th May 2025
Robert S's avatar
Robert S

Just so easy to use and no fuss whatsoever!

5
Just so easy to use and no fuss whatsoever! PayPal is also accepted by so many online retailers the flexibility is great Reviewed on: 26th May 2025
Ben C's avatar
Ben C

Easy to use, but not ideal that you’re unable to tra...

4
Easy to use, but not ideal that you’re unable to transfer the credit balance to another provider. Reviewed on: 26th May 2025
David C's avatar
David C

Very easy to use

5
Very easy to use, convenient and pay in 3 very helpful never had to contact customer service as never had any problems Reviewed on: 26th May 2025
Julie C's avatar
Julie C

Good experience with PayPal, they provide excellent...

5
Good experience with PayPal, they provide excellent customer service when required. Credit limits are great value Reviewed on: 26th May 2025
Kelly A's avatar
Kelly A

I find PayPal very easy to use and also secure...

5
I find PayPal very easy to use and also secure Reviewed on: 26th May 2025
Janice D's avatar
Janice D

Been with PayPal for years not a single hitch

5
Been with PayPal for years not a single hitch Reviewed on: 26th May 2025
Les B's avatar
Les B

Very easy to use and checks are extremely quick, spr...

5
Very easy to use and checks are extremely quick, spread the cost just in case you have unexpected bills to pay Reviewed on: 26th May 2025
D Twentyman 's avatar
D Twentyman

Have used PayPal credit twice

5
Have used PayPal credit twice with no issues at all. Reviewed on: 26th May 2025
CHARLIE's avatar
CHARLIE

Thank you PayPal

5
Great way to spread the load with interest free payments on large purchases. Reviewed on: 26th May 2025
Tisha B's avatar
Tisha B

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