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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77466 reviews)

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4.90

Based on 77,466 reviews, last reviewed 19th Apr 2026

2458800% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I enjoy using paypal, it’s easy to use, I feel secur... I enjoy using paypal, it’s easy to use, I feel secure purchasing through paypal Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77466)

I can trust PayPal with my transactions

I can trust PayPal with my transactions Reviewed on: 26th May 2025

Fantastic

I love how easy it is to use PayPal credit, the only thing I wish for is a higher credit limit, the app is super simple to use and I love the pay in 3 feature and the 4 months interest free on purchases on PayPal Credit Reviewed on: 26th May 2025

PayPal Credit allows for quick and easy purchasing.

PayPal Credit allows for quick and easy purchasing. I can also spread the cost over a time period suitable to me. Reviewed on: 26th May 2025

Secure online credit

Peace of mind, secure online shopping with PayPal and the credit facility is easy to use & incredibly handy. Notifications ensure it's easy to keep track of spending. The PayPal app is straightforward to use and helps monitor spending. Any questions and readily answered via customer service. An excellent financial service which I thoroughly recommend. Reviewed on: 26th May 2025

Good experience to use.

Good experience to use.very great Reviewed on: 26th May 2025

Excellent app which is easy to use

Excellent app which is easy to use Reviewed on: 26th May 2025

Easy, convenient, and clear about how much things wi...

Easy, convenient, and clear about how much things will cost. The pay in 3 interest free is incredible Reviewed on: 26th May 2025

Amazing!!!!

PayPal credit has been great for me. Reviewed on: 26th May 2025

PayPal offers great value for money

PayPal offers great value for money Reviewed on: 26th May 2025

Never had a problem.

Never had a problem. Smooth and easy transactions. I feel safe using pay pal for any transactions, however big or small. Reviewed on: 26th May 2025

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