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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171832)

Easy and flexible, with only a minor payment delay

I’ve had a very positive experience with PayPal Credit. It’s convenient, easy to manage, and gives me useful flexibility when making purchases. My only frustration is that manual balance payments can take quite a while to process, especially when they aren’t made by Direct Debit. Apart from that, I’m very happy with the service and enjoy using it. Reviewed on: 9th June 2026

Literally use PayPal for everything I buy

Literally use PayPal for everything I buy due to it having so many payments options. If I want to pay straight away it comes from my bank or if I need extra time I can use PayPal credit, pay in 3 or sometimes depending on the item I can do 0% interest for 4 months. Literally can't go wrong with it. I can pay for goods, pay family and friends or if I need some extra money...it's an all round fantastic service and I haven't had any issues ever. Can't recommend it enough. Reviewed on: 9th June 2026

Easy to manage balance and payments through the app.

Easy to manage balance and payments through the app. Reviewed on: 9th June 2026

Brilliant service

Erm! Everything nearly always goes smoothly. In fact, if a website does not support PayPal then I wont use it. Reviewed on: 9th June 2026

PayPal is clear

Makes my life so much easier and hassle free, I use PayPal for absolutely everything now Reviewed on: 9th June 2026

I have never had any issues and any questions I have...

I have never had any issues and any questions I have get answered straight away Reviewed on: 9th June 2026

Any issues are dealt with quickly and efficiently.

Any issues are dealt with quickly and efficiently. Online site is so easy to use with a multitude of useful information. PayPal credit is an excellent way of getting what you want when you want it and as long as payment is made within the interest free period no interest is incurred Reviewed on: 9th June 2026

Great Service

It is reliable and life saver. Customer service is supportive. Reviewed on: 9th June 2026

.Excellent credit company.

I have always being having problem free experience with PayPal Credit therefore I recommend it to all my family and friend. Reviewed on: 9th June 2026

PayPal is you finances best from

My PayPal experience has been good so far. I think app makes it super easy to keep track of the credit you’re using and also PayPal also keep in touch when the 0% credit is nearing its end so it give you the opportunity to settle your balance or certainly make payments towards it. Reviewed on: 9th June 2026

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