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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,621 reviews, last reviewed 20th Apr 2026
2565900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best platform for your financial planning and in... The best platform for your financial planning and investment. Very easy to use. Clearly built and maintained. Im very happy with this platform and I h... Read more Reviewed on: 20th April 2026
Magdalena O's avatar
Magdalena O

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78621)

Great Service

5
Paypal has been a great service. I use paypal to pay for most of my larger orders. Really happy woth the service. Reviewed on: 26th May 2025
Phillip's avatar
Phillip

Alwayna positive experience

5
I use PayPal regularly to pay, recieve and spread payments over 3 months. It has always been a positive experience. Reviewed on: 26th May 2025
Chris S's avatar
Chris S

So many places to spend money.

5
So many places to spend money. Easy app to understand how your plan is and if you want to pay off early. Any queries are resolved quickly. Reviewed on: 26th May 2025
Nina C's avatar
Nina C

good interest free period

4
Offers good interest free period for £100+ purchases. Communication is regular and easy to understand. Reminders for interest free period ending would be appreciated. Reviewed on: 26th May 2025
Laura's avatar
Laura

It was easy to get the loan approved

5
It was easy to get the loan approved Reviewed on: 26th May 2025
Davide D's avatar
Davide D

Paypal have the best payment scheme out there..

5
Paypal are always reliable and my money goes and and out wiht ease. It feels secure. I love the pay in 3 installments scheme and it's been realy handy for me. My only downside is sometimes when payments are taken out of my bank account enough detilas are not given and so I always have to login to my Paypal account. Easliy accessible however, easy to use and transparent. Plenty of help and information provided on the website. Not overly confusing. Paypal provides me wiht peace of mind and convenience. Reviewed on: 26th May 2025
TheWhartons's avatar
TheWhartons

I find the PayPal is very easy to apply and easy to...

5
I find the PayPal is very easy to apply and easy to claim Reviewed on: 26th May 2025
Seif S's avatar
Seif S

PayPal pay and don't worry

5
PayPal is a reliable and user-friendly payment platform, offering robust security and global accessibility for personal and business transactions. Its seamless integration with various e-commerce platforms and mobile app makes managing payments convenient. While fees can add up, the overall ease of use and protection policies make it a top choice for online payments. Reviewed on: 26th May 2025
Elan D 's avatar
Elan D

PayPal is very easy to use.

5
PayPal is very easy to use. I've rarely had to contact CS for anything and when I have they've been very helpful. It's so easy to make payments and transfer cash when required. Reviewed on: 26th May 2025
Allan m's avatar
Allan m

Always use PayPal where available as secure and conv...

5
Always use PayPal where available as secure and convenient. Reviewed on: 26th May 2025
Caron L's avatar
Caron L

Review PayPal: PayPal Credit now

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