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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78493 reviews)

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4.90

Based on 78,493 reviews, last reviewed 20th Apr 2026

2554300% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Help me a lot to buy in 3 payments Help me a lot to buy in 3 payments Reviewed on: 20th April 2026

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78493)

Very good money lender

Very good money lender, and repayments are easy Reviewed on: 26th May 2025

Great interface on the app.

Great interface on the app. Works very well and customer service is great Reviewed on: 26th May 2025

PayPal is very transparent with its terms and condit...

PayPal is very transparent with its terms and conditions, easy to use and good with keeping you up to date Reviewed on: 26th May 2025

Easy & Convenient

Easy and convenient to use when paying online. The app is straight forward. It can be tricky to keep track of different interest free offers which end on different dates. Reviewed on: 26th May 2025

Fast, precise and accessible.

Fast, precise and accessible. Highly recommended Reviewed on: 26th May 2025

that's tthathat's about itt's about ithat's about it...

that's tthathat's about itt's about ithat's about itabout it Reviewed on: 26th May 2025

No issues, it’s been a positive experience

No issues, it’s been a positive experience Reviewed on: 26th May 2025

I’ve been consistently impressed with PayPal’s service.

I’ve been consistently impressed with PayPal’s service. Whether it’s making secure payments, managing subscriptions, or resolving disputes, the platform is fast, reliable, and easy to use. I also appreciate the layers of security they’ve built in — it gives me real confidence using PayPal for both personal and business transactions. It’s great to see a company that genuinely seems to prioritise customer experience. Reviewed on: 26th May 2025

It was moderately good, was also very easy to use...

It was moderately good, was also very easy to use Reviewed on: 26th May 2025

Is nice to know I am in safe hands

Is nice to know I am in safe hands Reviewed on: 26th May 2025

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