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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173977 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173982)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Thanks to PayPal credit I could buy 4 new tires for...

Thanks to PayPal credit I could buy 4 new tires for my car, without them it would have been much more financially difficult. Reviewed on: 8th July 2026

Always easy to purchase agoond good communication.

Always easy to purchase and good communication. Reviewed on: 8th July 2026

Perfect PayPal

A very safe and convenient trusted service Reviewed on: 8th July 2026

Seamless transactions and best offers

Seamless transactions and best offers Reviewed on: 8th July 2026

Easy and convenient.

Easy and convenient. PayPal Creditvoption handy on larger purchases recommended. Quick and convenient Reviewed on: 8th July 2026

So far so good, really enjoying it and hope to use i...

So far so good, really enjoying it and hope to use it for a very long time. Use to have problems in the past but recently it's been really good so really pleased about the turn around and hope to see more. Reviewed on: 8th July 2026

Easy to use, but interest and support could be better

I’ve used PayPal Credit for a number of years and found it very easy to use for spreading the cost of larger purchases. The application process was straightforward, payments are simple to manage through the app, and promotional interest-free offers can be useful if you pay the balance within the agreed period. However, once promotional periods end, the interest rates are quite high, so it’s important to keep on top of repayments. I also found that customer support wasn’t always as helpful or flexible as I would have hoped when discussing my account. Overall, PayPal Credit is a convenient product if you use it responsibly and have a clear repayment plan, but it’s worth understanding the costs if you carry a balance beyond any promotional offers. Reviewed on: 8th July 2026

Super efficient and easy to use.

Super efficient and easy to use. Very easy to navigate non complex site and great value for money Reviewed on: 8th July 2026

Grepaypalat service everything easily available

Great service everything easily available Reviewed on: 8th July 2026

I had a great experience using PayPal credit both in...

I had a great experience using PayPal credit both in paying my bills and for everyday essentials Reviewed on: 8th July 2026

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