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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

I always feel safe paying with PayPal

I always feel safe paying with PayPal Reviewed on: 14th May 2026

I use PayPal regularly for concert tickets in pay in...

I use PayPal regularly for concert tickets in pay in 3, I recently got the credit card and I think that’s a great deal as well! Reviewed on: 14th May 2026

Love the freedom of shopping with PayPal at times wh...

Love the freedom of shopping with PayPal at times when I’m short on money but need to buy something perhaps as an emergency or maybe a gift Reviewed on: 14th May 2026

They make life much easier when making payments

They make life much easier when making payments Reviewed on: 14th May 2026

I had to buy building materials for my garden and I...

I had to buy building materials for my garden and I paid with PayPal Credit. It was easy, fast, accurate. Highly recommend! Great experience. Reviewed on: 14th May 2026

Most reliable ways to send money

I’ve used PayPal⁠ for years, and it’s consistently been one of the easiest and most reliable ways to send and receive money online. The platform is simple to use, payments are processed quickly, and I appreciate the extra layer of security when shopping online since I don’t have to share my card details directly with sellers. Reviewed on: 14th May 2026

Payments are always made easier with PayPal.

Payments are always made easier with PayPal. I always like the security you get using this method of payment as well. Reviewed on: 14th May 2026

Easy to use

Easy to use and no hassle .assessing your balance or transaction with no extra cost. Reviewed on: 14th May 2026

Hassle free service from PayPal all the time

Hassle free service from PayPal all the time Reviewed on: 14th May 2026

Love PayPal so easy to use , gives you the choice of...

Love PayPal so easy to use , gives you the choice of how to pay Reviewed on: 14th May 2026

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