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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148823)

Good easily useful happy enough very handy especiall...

Good easily useful happy enough very handy especially with my phone Reviewed on: 14th May 2026

Helping manage sudden bills and unforseen demands.

I find that it provides a means of managing money better than my current bank. Sudden bills and unforeseen demands can be managed with options such as interest-free financing periods or the ability to use deferred payment options for smaller purchases, splitting costs into equal instalments. In addition i find the buyer protection that it offers helps when things go wrong to recover funds for items that never arrived or faulty, offering a layer of security that many traditional debit cards lacks or require a lengthily process with the bank. Reviewed on: 14th May 2026

PayPal Experience - Great!

I used PayPal credit and also PayPal pay in three. They are very efficient and easy to use, and it doesn’t feel like using a traditional credit card. The app is also very easy to use. Reviewed on: 14th May 2026

PayPal is always my go to solution for payments and...

PayPal is always my go to solution for payments and credit. Their apps and websites work perfectly and the checkout process is streamlined. Above all I trust them to get things right every time, and the companies I prefer to purchase from trust them to get it right as well. It's nice to have some peace of mind that they always have your back just in case a purchase goes wrong, and as a consumer that cannot be overstated. Reviewed on: 14th May 2026

Using PayPal credit has changed my life.

Using PayPal credit has changed my life. Knowing it’s secure and very easy to navigate Reviewed on: 14th May 2026

I find it difficult to track payments made and direc...

I find it difficult to track payments made and direct debit transparency Reviewed on: 14th May 2026

I was able to complete my transaction in seconds

I was able to complete my transaction in seconds Reviewed on: 14th May 2026

PayPal credit has helped me in so many ways!

PayPal credit has helped me in so many ways! Meant we could experience a family holiday Reviewed on: 14th May 2026

Never any problems

Never had any problems with them and if I've had an issue with a supplier they have remied it within a prompt time and got my money back Reviewed on: 14th May 2026

Excellent service any problems I have had (very litt...

Excellent service any problems I have had (very little) resolved pleasantly Highly recommended Reviewed on: 14th May 2026

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