Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148818 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148818)

Happie chappie

I’ve used pay pal for years & I’m very pleased with all round service, would highly recommend. Reviewed on: 14th May 2026

I love PayPal and PayPal credit.

I love PayPal and PayPal credit. It's been such a great tool to allow me to live the lifestyle I want and comfortably pay everything back quickly! Reviewed on: 14th May 2026

A regular long term happy user

I have been using PayPal credit for many years, it has helped me budget and pay for things with ease. I absolutely love how simple and easy it is to pay and manage, without getting yourself into debt. I think PayPal has been ahead of the times for a very long time and is unbeatable when it comes to other pay options. Not only does it make managing money easier but also have the protection. Reviewed on: 14th May 2026

Service from PayPal

Every time I have had a issue or query with PayPal or a problem. It has been dealt with promptly and professionally Reviewed on: 14th May 2026

Its easy to use .

Its easy to use . Share your burden and unexpected payments. Reviewed on: 14th May 2026

Professional and so easy to use.

Professional and so easy to use. Great online services and even better customer services department. Thanks so much. Reviewed on: 14th May 2026

Fantastic amazing.

Fantastic.. Been using PayPal for over 15 years. Reviewed on: 14th May 2026

Very smooth and fast application process, simple set...

Very smooth and fast application process, simple setup and use l. Reviewed on: 14th May 2026

Excellent customer service

Excellent customer service — quick, helpful, and very professional. My issue was resolved efficiently and the support team were polite throughout. Reviewed on: 14th May 2026

Excellent service used pay pal always

Excellent service used pay pal always Reviewed on: 14th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79765 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub