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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148811 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148811)

Been brilliant for me in struggling times

Been brilliant for me in struggling times Reviewed on: 14th May 2026

I got my PayPal approved and I have used it internat...

I got my PayPal approved and I have used it internationally. Very reliable and dependable. I love it. I am dropping all other credit cards I have. Reviewed on: 14th May 2026

smooth and Easy

smooth experience and easy from the onset Reviewed on: 14th May 2026

Good option pay pal very satisfying

Good option pay pal very satisfying Reviewed on: 14th May 2026

A good service to use for direct debit

A good service to use for direct debit Reviewed on: 14th May 2026

Amazing service, great spending service, useful inte...

Amazing service, great spending service, useful interest free system Reviewed on: 14th May 2026

Reassuringly Simple: PayPal Just Makes things Easier

PayPal is honestly just easy. The app is simple to use, everything’s clear, and I never feel like I’m hunting around for anything. I really like that notifications pop up straight away — it gives me that bit of reassurance that things have gone through properly. And being able to see my transactions instantly makes it so much easier to keep track of what’s coming in and going out. It just works without any fuss. Reviewed on: 14th May 2026

change a few things.

I want time for solve problems to be reduced at 48 hours ,not 14-21 days ...!!! Sellers who send low quality items or not as described to be eliminate from paypal. I want contact with customer service to be made more easy and fast. Now is too complicate....!!! Reviewed on: 14th May 2026

PayPal are provide an excellent customer service.

PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026

It has been such a help and the customer service is...

It has been such a help and the customer service is always great Reviewed on: 14th May 2026

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