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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80896 reviews)

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4.90

Based on 80,896 reviews, last reviewed 22nd Apr 2026

2776100% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80896)

Convenient

Great and very convenient when buying online. Reviewed on: 26th May 2025

Buy now pay later without interest let me buy what I...

Buy now pay later without interest let me buy what I wanted Reviewed on: 26th May 2025

APP always works.

APP always works. Not had cause to call. Reviewed on: 26th May 2025

Lifesaver for a Master’s student!

Lifesaver for a Master’s student! As a postgrad juggling studies and life, PayPal Credit has been a total game-changer. It helped me spread the cost of essentials like textbooks and supplies without the financial panic. Flexible, easy to manage, and stress-free—it’s made a big difference. I’d highly recommend it. Reviewed on: 26th May 2025

fast and secure payment with excellent app

fast and secure payment with excellent app Reviewed on: 26th May 2025

It's very convenient if you want to purchase somethi...

It's very convenient if you want to purchase something big for it gives you time to pay over 12 months interest free and the customer service resolves your queries very efficiently and quickly Reviewed on: 26th May 2025

I have not problem ordering online with the knowledg...

I have not problem ordering online with the knowledge I have paypal on my side Reviewed on: 26th May 2025

Paypal has been by my side for nearly 8 years.

Paypal has been by my side for nearly 8 years. I always feel safe and protected, every time I can use it as a payment method. Reviewed on: 26th May 2025

PayPal is very handy to spread payments and is good...

PayPal is very handy to spread payments and is good value Reviewed on: 26th May 2025

PayPal - The Obvious Choice

I use PayPal Credit frequently and find it an excellent way to make purchases. I have scored everything as ‘excellent’ except Customer Service. I’ve absolutely no doubt of course that this is would be excellent too. However, I’ve experienced no problems or had any reason to contact them with my many transactions. So, in the interests of a honest review I’ve had to mark this as ‘neutral.’ Please forgive me. Reviewed on: 26th May 2025

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