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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148805)

Changing monthly direct debit payment date.

Trouble moving direct debit payment date. More information setting up pay in three when all schedules have been completed. Appears this option is no longer available. Reviewed on: 14th May 2026

PayPal 2026

Quick and easy , fast and reliable to use at anytime. Reviewed on: 14th May 2026

Easy to understand app

Easy to understand App , feel secure using the service. The apr rate isn't to high . Enjoy the 3 Months interest free advantage. Reviewed on: 14th May 2026

Simple and Very easy to use and manage.

I'm really pleased with PayPal credit card. It is Very easy to use and manage. Reviewed on: 14th May 2026

Handy for Paying Up

Really handy to have options to pay up especially when caught out needing to buy an essential that needs replaced. Reviewed on: 14th May 2026

concise service

It’s been mainly clear, easy for me, concise Reviewed on: 14th May 2026

PayPal Credit makes things easy to see and understand

there app is so easy to use, lots of options, but still very navigable. There is a positive feel about working with them. Reviewed on: 14th May 2026

Love the interest free payment options.

Love the interest free payment options.Great way to spread payments without being charged for doing so. Reviewed on: 14th May 2026

I feel safe being with PayPal.

PayPal is extremely reliable and I feel covered and safe being with PayPal. When I’ve had problems or needed a refund they are fast and effective amending those issues and their service is great, I appreciate how above and beyond they go for their customers! Reviewed on: 14th May 2026

When I had my heart set on a purchase the credit fac...

When I had my heart set on a purchase the credit facility allowed me to go ahead in three easy payments which I've now paid off without realising it as PayPal organised, planned and took the payments with my agreement and it all went really smoothly. Reviewed on: 14th May 2026

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