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PayPal: PayPal Credit reviews

4.90
Based on 80,951 reviews, last reviewed 22nd Apr 2026
2781400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always happy purchasing with laypal as any issues al... Always happy purchasing with laypal as any issues always get sorted Reviewed on: 22nd April 2026
Shane c's avatar
Shane c

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (80951)

I love the fast checkout when purchasing on line and...

5
I love the fast checkout when purchasing on line and safe and secure all the payment options pay in 3 or PayPal credit Reviewed on: 26th May 2025

PayPal is reliable and security is guaranteed.

5
PayPal is reliable and security is guaranteed. App is very flexible and self directive to use, I always feel happy using PayPal for shopping Reviewed on: 26th May 2025

Hassle free

5
Never have any problems using PayPal credit. Quick and easy. Reviewed on: 26th May 2025

Very interesting

5
Very interesting, customer friendly and I will always recommend PayPal to friends and family Reviewed on: 26th May 2025

Easy to understand, transparent service.

5
Easy to understand, transparent service. Reviewed on: 26th May 2025

I have used PayPal for years!

5
I have used PayPal for years! I insist in using them, especially when shopping online, because I feel totally safe. Also their credit service really helped during a bad time in my life, and was very very clear and organised! Reviewed on: 26th May 2025

Paypal is easy and convenient to use and offers inte...

5
Paypal is easy and convenient to use and offers interest free credit over 3 months which is a great way of spreading payments on ebay etc. Reviewed on: 26th May 2025

Paypal, my best friend.

5
Paypal is my best friend, always there when I need a helping hand We have been together for a number of years now, thanks for all your help my best friend. Reviewed on: 26th May 2025

Paypal credit with the four month interest free when...

5
Paypal credit with the four month interest free when you spend over £100 is so helpful as it lets you spread out larger payments and it doesnt feel like you are being penalized if you cant pay it straight away Reviewed on: 26th May 2025

My experience with Paypal is very good one is your m...

5
My experience with Paypal is very good one is your money been protected and customerservice very good excellent service very good excellent I use the pay for everything for holiday for shopping for everything is the best Reviewed on: 26th May 2025

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