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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148790 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148790)

App interface

Very Easy to use, everything is clearly mentioned Reviewed on: 14th May 2026

PayPal has always been excellent to buy online, it p...

PayPal has always been excellent to buy online, it provides that safety of knowing your money safe. It wasn’t for PayPal I would not have started buying or selling online. Unfortunately, once I bought an item for £30 which I got offer to pay in 3 instalments. For some reason the Direct Debit got rejected, I got reported and my Credit Score went down and Barclays has never given their trust and my credit limit is £150 instead of the £10K I had before. Please contact your customers before reporting them. Reviewed on: 14th May 2026

I’ve found it easier than most for making payments.

I’ve found it easier than most for making payments. The main reason is the security of payments and fraud prevention. Reviewed on: 14th May 2026

Very good payment method never give me any problem a...

Very good payment method never give me any problem at all. Always ready to give my money back when there’s issues with my purchases. Reviewed on: 14th May 2026

I always recommend PayPal and PayPal credit has alwa...

I always recommend PayPal and PayPal credit has always been very useful to me Reviewed on: 14th May 2026

Good service,like the 0% interest if paid promptly.

Good service,like the 0% interest if paid promptly. Reviewed on: 14th May 2026

Easy to use and secure

Its so handy, transferring money, pay in 3. Its so easy to use., security features give piece of mind. Use it almost daily Reviewed on: 14th May 2026

PayPal veteran

I've used PayPal for over 10 years now and have never had an issue with it, even when I needed help they have been quick to respond and sort the issue out. Also have been using PayPal Credit which as helped me purchase items I couldn't pay for there and then, plus Christmas presents without paying ridiculous interest charges like on credit cards. One happy customer and will continue to use them. Reviewed on: 14th May 2026

I'm very happy with your service.

I'm very happy with your service. You secure customer transactions. Very quick resolve problems. Keep going like that. Reviewed on: 14th May 2026

PayPal Credit was easy to use and convenient for man...

PayPal Credit was easy to use and convenient for managing payments online. The application and payment process were straightforward, and the flexibility is useful if you want to spread the cost of purchases. That said, the interest can add up quickly if you do not pay the balance off in time, so it is best used carefully. Overall, it is a useful service, but I would only recommend it if you are confident you can stay on top of repayments. Reviewed on: 14th May 2026

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