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PayPal: PayPal Credit reviews

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4.90
Based on 81,058 reviews, last reviewed 22nd Apr 2026
2791700% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option for flexible purchase Great option for flexible purchase Reviewed on: 22nd April 2026
ThatSMyName's avatar
ThatSMyName

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81058)

PayPal the one you can trust

5
PayPal the one you can trust more less I'm using it for everything I purchase online and never had a problem Reviewed on: 26th May 2025
zied toumi's avatar
zied toumi

It’s very handy to have PayPal, loving the fact we a...

4
It’s very handy to have PayPal, loving the fact we are confident in buying with the protection PayPal bring. Reviewed on: 26th May 2025
Adrian C's avatar
Adrian C

It's good choice, if you need help for money, not ex...

5
It's good choice, if you need help for money, not expensive, correct company. Reviewed on: 26th May 2025
Saulius S's avatar
Saulius S

Very fast payment.

5
It doesn't matter how I pay cash or credit is extremely fast in a matter of seconds , is according credit and making the purchase on multiple ways of payment, in 3 months in years , you can pay just the interest..is just handy and helping a lot. Reviewed on: 26th May 2025
Ovidiu S's avatar
Ovidiu S

Fantastic customer services can't recommend highly e...

5
Fantastic customer services can't recommend highly enough Reviewed on: 26th May 2025
Andrew S's avatar
Andrew S

Great service and easy to use

5
The service is easy to use and provides a good and safe way to split payments. I can spread the cost and repay as much aaa I want/can when I want/can. Reviewed on: 26th May 2025
Lena's avatar
Lena

Prefer to use PayPal whenever it is a payment option...

5
Prefer to use PayPal whenever it is a payment option, they have helped me with merchant issues in the past and always prompt with returning funds when required. Reviewed on: 26th May 2025
Marie's avatar
Marie

Always helpful and easy to use

5
Always helpful and easy to use, never had a problem with any transaction, especially with being able to use by phone. Reviewed on: 26th May 2025
Joe C's avatar
Joe C

No problemo

5
Had very few problems tbh....can't complain Reviewed on: 26th May 2025
John W's avatar
John W

Just positive.

5
Just positive. Have disputed which was sorted fine. Reviewed on: 26th May 2025
Steve Lemon's avatar
Steve Lemon

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