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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

helped with college!

helped me get my laptop for college which really benefitted my work! Reviewed on: 14th May 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Makes transactions easy and know you’re covered if anything does go wrong a purchase Reviewed on: 14th May 2026

Be very careful buying from unknown online sites

Had a problem with a transaction which was resolved satisfactory, reported the seller to TicTok as a scam and they removed the seller, the bottom line is think twice before buying from sites like TicTok, if it's a third party seller I'd recommend don't buy. Reviewed on: 14th May 2026

PayPal are so reassuring, flexible and easy to use.

PayPal are so easy to use. I love the security of using PayPal. Its flexible payment plans are extremely useful. I just love the whole system and experience of using PayPal. Reviewed on: 14th May 2026

Pay pal is very good

Easy to use. Very handy when you want to spread large payments out over a few months so makes it easier to manage money. Reviewed on: 14th May 2026

A quick, easy alternative for payments which allows...

A quick, easy alternative for payments which allows an easy route to spread payments and unlock purchases. Reviewed on: 14th May 2026

I rely on pay pal for its extreme ease and knowledge...

I rely on pappal for its extreme ease and knowledge that each of my transactions is smooth, easy and safe. The knowledge of having a complaint service should anything go wrong makes me feel safer using it for its back up and support. Explaining its step by step process is great for me. Following a head injury i do get in a panic but having a logical step bt step guide is another guarantee, making me feel safe guarded. Their pay in three is so easy to use, i do find it my go to on most of my transactions. Reviewed on: 14th May 2026

Why I need PayPal

For example, When i purchase multiple shoe sizes because I know I will return ones that don’t fit, it saves my bank balance. For big items the interest free credit it so simple. Reviewed on: 14th May 2026

I have very good experience 5

I have very good experience doing very good Reviewed on: 14th May 2026

I feel confident when I purchase using PayPal and ha...

I feel confident when I purchase using PayPal and have peace of mind knowing that if there is an issue or a dispute, they will handle it fairly. Reviewed on: 14th May 2026

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