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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,209 reviews, last reviewed 22nd Apr 2026
2805400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Points make rewards! Really good to know that it's there when I need it! Lovin the new debit card pay and PayPal plus, it feels like you're getting rewarded for using them... Read more Reviewed on: 22nd April 2026
Lori's avatar
Lori

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81209)

Great account

5
No problems using my account, any queries answered quickly. I’m always kept up to date with what I spend. I find it very user friendly. One benefit of having some credit available means i can choose when to pay and the interest free period is a bonus. I have had only good experiences using pay pal. Reviewed on: 26th May 2025
Sue Kitson's avatar
Sue Kitson

Secure and easy to use

5
Secure and easy to use, you know there’s nothing to worry when you shop with Paypal Reviewed on: 26th May 2025
Gift P's avatar
Gift P

Best way to Pay !

5
have been using Paypal/Paypal Credit for a number of years and consider it a brilliant service. I often opt for the 4 month 0% payment, making larger purchases easier on the pocket. I find the paypal site easy to navigate and very intuitive. Checking balances and updates on purchases is easy. I also love the fact that purchases made with Paypal offer greater protection. Reviewed on: 26th May 2025
Thomas Clode's avatar
Thomas Clode

Fast easy and convenient .

5
Fast easy and convenient . Gives great peace of mind on purchases. Reviewed on: 26th May 2025
Charlotte G's avatar
Charlotte G

Easy to use app & easy to understand everything

5
Easy to use app & easy to understand everything Reviewed on: 26th May 2025
Kayleigh D's avatar
Kayleigh D

All great, never a problem. Fast and professional

5
All great, never a problem. It’s easy to use and connects with most website. Incredibly useful! Reviewed on: 26th May 2025
Eldh's avatar
Eldh

Gives me flexibility and spreads cost

5
Gives me flexibility and spreads cost Reviewed on: 26th May 2025
Dana R's avatar
Dana R

No complaints.

5
No complaints. Great customer service Reviewed on: 26th May 2025
Steve E's avatar
Steve E

The fact that I feel safe with PayPal and it’s so se...

5
The fact that I feel safe with PayPal and it’s so secure Reviewed on: 26th May 2025
Emma Thompson's avatar
Emma Thompson

Always in your corner

5
They There when you need them, in any event wether your buying, selling or trying to get your rights Reviewed on: 26th May 2025
Nigel's avatar
Nigel

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