Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148724 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148725)

Easily available credit and a good app to manage it.

Easily available credit and a good app to manage it. Reviewed on: 14th May 2026

Paypal credit has been a saviout to me.

I've had a Paypal account for decades and Credit has helped me through some tough times. I'm now trying to pay it back, little by little and it has been so easy to set myself up with a manageable amount to do it. Reviewed on: 14th May 2026

Easy and efficient

Easy to use and communication is always clear Reviewed on: 14th May 2026

I recently applied credit card the process is v easy...

I recently applied credit card the process is v easy and repayment on instalment which is v good option Reviewed on: 14th May 2026

absolutely fabulous

Gives me another level of security when purchasing products so that is why I like it Reviewed on: 14th May 2026

Very professional and excellent service

Very professional and excellent service Reviewed on: 14th May 2026

Outstanding

I would always go to PayPal first when making payments Reviewed on: 14th May 2026

Paypal is always there when i need it suppor...

Paypal is always there when i need it, giving support and making sure you are paying the right people Reviewed on: 14th May 2026

Ability to shop bigger but pay in stages

Having PayPal credit is an affordable way for me to be able to get the more expensive things but have the option to split the payment for them, great way to shop for me and payments are always taken on time never early or late surprising me Reviewed on: 14th May 2026

Paypal helping to spread my payments have greatly he...

Paypal helping to spread my payments have greatly helped my wallet Reviewed on: 14th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79718 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub