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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,361 reviews, last reviewed 22nd Apr 2026
2819300% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love using PayPal it safe and convenient I’ve neve... I love using PayPal it safe and convenient I’ve never had problem with PayPal and when I had problem it’s always sorted and it’s very good Reviewed on: 22nd April 2026
F S's avatar
F S

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
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Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81362)

Very convenient, no nonsense, versatile payment method.

5
Very convenient, no nonsense, versatile payment method. I use both PayPal and PayPal Credit. Both serve me extremely well. Reviewed on: 26th May 2025
Paul R's avatar
Paul R

I get prompt update on my next payment.

5
I get prompt update on my next payment. Financial freedom without compromising my faith. Reviewed on: 26th May 2025
Akanni's avatar
Akanni

Good level of communication at every stage.

5
Good level of communication at every stage. I didn’t find the offer ‘pushy’ or insistant, I knew what was happening throughout the process. Paypal has easily been the best credit provider I have ever used. Reviewed on: 26th May 2025
Dale's avatar
Dale

Very professional service.

5
Very professional service. Safe secure. Makes shopping on line more secure Reviewed on: 26th May 2025
Alan T's avatar
Alan T

Great Payment options

5
Using the 3 month payment option is great to manage payments Reviewed on: 26th May 2025
Antonio M's avatar
Antonio M

Excellent service and support at all times

5
Excellent service and support at all times Reviewed on: 26th May 2025
Derm's avatar
Derm

It’s excellent and convenient with competitive inter...

4
It’s excellent and convenient with competitive interests rate and repayment options. Reviewed on: 26th May 2025
Bruce N 's avatar
Bruce N

Easy to use and very convenient with 4 months intere...

5
Easy to use and very convenient with 4 months interest free Reviewed on: 26th May 2025
Ania D's avatar
Ania D

I'm very happy with PayPal credit never had a proble...

5
I'm very happy with PayPal credit never had a problem from them Reviewed on: 26th May 2025
mark D's avatar
mark D

Saminda lathwahandi

5
Easy to use and easy to make payments Reviewed on: 26th May 2025
Saminda L's avatar
Saminda L

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