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PayPal: PayPal Credit reviews

4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81489)

Flexible Finance

5
Easily accessible and convenient service proving a reliable and flexible financing for all my purchases. Reviewed on: 26th May 2025

Always good customer care and support.

5
Always good customer care and support. I feel safe using PayPal especially buying off the Internet. They have assisted me when I have not received any goods and clearly the company never existed and i have always received my money back even if using PayPal credit. Reviewed on: 26th May 2025

Raffles222

5
Easy to call and get answers to any questions. Reviewed on: 26th May 2025

The PayPal credit is the easiest credit I ever had.

5
The PayPal credit is the easiest credit I ever had. No questions asked just use it and pay it back slowly. Reviewed on: 26th May 2025

Have used in the past

4
for large value purchases was a good option Reviewed on: 26th May 2025

Very satisfied never disappointed.

5
Very satisfied never disappointed. Reviewed on: 26th May 2025

Always reliable for those flights and hotels bookings

5
Always reliable for those flights and hotels bookings Reviewed on: 26th May 2025

It’s convenient and secure.

4
It’s convenient and secure. Good way to pay for things Reviewed on: 26th May 2025

Easy to use very handy to make payments quickly...

5
Easy to use very handy to make payments quickly Reviewed on: 26th May 2025

I use PayPal all the time and like the fact that you...

5
I use PayPal all the time and like the fact that you can spread payments Reviewed on: 26th May 2025

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