Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148697)

Very good credit card.

Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026

I need to have an account for personal things

I need to have an account for personal things Reviewed on: 14th May 2026

Very smooth, easy going , definitely worth it.

Very smooth, easy going , definitely worth it. Reviewed on: 14th May 2026

I think the credit card is really good and also the...

I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026

PayPal Credit is Always a Reliable payment method wi...

PayPal Credit is Always a Reliable payment method with plenty of credit options to make all purchases easier. Much more flexible than using my credit card and accepted at a huge amount of retailers. It’s my go to when making important purchases Reviewed on: 14th May 2026

Always smooth/easy transactions could do with being...

Always smooth/easy transactions could do with being offered by more sellers but not paypals faulr Reviewed on: 14th May 2026

The best platform for daily trading

The best platform for daily trading Reviewed on: 14th May 2026

Amazing experience, never had any issues with paypal.

Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and got me my money back. Would recommend to anybody. A +++ Reviewed on: 14th May 2026

Good banking with PayPal I am with PayPal many years...

Good banking with PayPal I am with PayPal many years now,seems great customer experience. Reviewed on: 14th May 2026

Always good to have a credit payment option save me...

Always good to have a credit payment option save me a hassle. Reviewed on: 14th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79704 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub