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PayPal: PayPal Credit reviews

4.73
Based on 148,510 reviews, last reviewed 4th Jul 2026
4488100% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026
Patrick S's avatar
Patrick S

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148672)

Best finance provider ever

5
Good, best , perfect. so good I’m speechless Reviewed on: 14th May 2026

No problems.

5
No problems. Secure payment method for most transactions.Reliable. Reviewed on: 14th May 2026

AmazingI ike it

5
I ike it it’s amazing thanks a lot Reviewed on: 14th May 2026

Very good experience .

5
Very good experience . Easy payment method and paypal credit option is good Reviewed on: 14th May 2026

Sorted Out A Refund When Parcel Did Not Turn Up Exce...

5
Sorted Out A Refund When Parcel Did Not Turn Up Excellent Customer Service Thank You. Reviewed on: 14th May 2026

Treatment fair and transparent.

5
Treatment fair and transparent.Never has any issues with PayPal. Reviewed on: 14th May 2026

Very useful, no fuss and available when needed

5
Very useful, no fuss and available when needed Reviewed on: 14th May 2026

Good service

5
Good service and easy to use. Earning points every use is good. Reviewed on: 14th May 2026

PayPal are fantastic.

5
PayPal are fantastic. Easy to use and peace of mind for every on line transaction. Reviewed on: 14th May 2026

All the systems are well controlled.

5
All the systems are well controlled. There’s nothing like fraud between you and your third party Reviewed on: 14th May 2026

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