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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81622 reviews)

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4.90

Based on 81,622 reviews, last reviewed 22nd Apr 2026

2843900% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very Satisfied with PayPal Credit My experience with PayPal Credit has been excellent. Everything works smoothly, payments are easy to manage, and the service has been completely relia... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81622)

Very versatile and widely accepted way for payment

Very versatile and widely accepted way for payment Reviewed on: 26th May 2025

Great all round service

Always good fantastic for refunds. Never had a problem. I use PayPal as I feel it is very safe and secure. Reviewed on: 26th May 2025

Long time PayPal user

Been using PayPal for a number of years, mainly through eBay, and have never had any issues. Transactions always worked smoothly when purchasing, safe and secure, and received money quickly when selling items. Also I'm pleased to see more and more online retailers use PayPal as an option at checkout - this saves time compared to filling out credit card details. Reviewed on: 26th May 2025

Does what it says on the tin

Never had any issues with paypal Reviewed on: 26th May 2025

PayPal for the win

PayPal are a fantastic company not only for their buyer protection but also for their consumer duty. Reviewed on: 26th May 2025

It’s so handy

I use PayPal credit for emergencies it’s so handy Reviewed on: 26th May 2025

Convenient payment option

Paypal is offered in many places, so it's a convenient option. Reviewed on: 26th May 2025

Great service always.

Great service always.thanks PayPal Reviewed on: 26th May 2025

My financial friend is PayPal

It's just so easy to checkout with PayPal and the repayment options help out with finance planning if you can pay in 3 you can plan ahead. It's helped me out loads over the years that I've been a customer with PayPal credit. Reviewed on: 26th May 2025

A Good Alternative for Budgeting

I have been using PayPal for quite a long time, mostly for secure online purchases. Recently, I started using the “Pay in 3” or “Pay in 4” options. They are really useful and help when unexpected expenses come up, as they let you split the bill and don't affect our family budget too much. I also invest part of my budget in PayPal stock, as I use PayPal myself and believe the company has a bright future. Reviewed on: 26th May 2025

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