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PayPal: PayPal Credit reviews

4.90
Based on 81,727 reviews, last reviewed 22nd Apr 2026
2853400% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026
Michael Gerrard's avatar
Michael Gerrard

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (81727)

Easy to use

5
Easy and straightforward to use. Reviewed on: 26th May 2025

East to use and easy access to customer services

5
East to use and easy access to customer services Reviewed on: 26th May 2025

Reliable, quick & easy

5
I find it very reliable, quick & easy to use & is recognised everywhere. Reviewed on: 26th May 2025

I use PayPal for a variety of purchases and never ha...

5
I use PayPal for a variety of purchases and never had any problems,if I've ever needed a refund this as been dealt with quickly and with no problems Reviewed on: 26th May 2025

A great service to be able to use at a wide range of...

5
A great service to be able to use at a wide range of stores. Easy to manage via the app and monitor use, next payments etc. Reviewed on: 26th May 2025

Simple to use, pay in 3 and 0% interest for 4 months...

5
Simple to use, pay in 3 and 0% interest for 4 months (for above £99) is amazing. Reviewed on: 26th May 2025

Easy to use.

5
Easy to use. Clear instructions. Reviewed on: 26th May 2025

Been with paypal for years.

5
Been with paypal for years. I have more flexibility in spending with paypal credit and pay in 3. Never had problems with these. Can also get a summary when i want to Reviewed on: 26th May 2025

Very good customer service and always there to help...

5
Very good customer service and always there to help , gives you options and support even if you're having financial difficulties.. Reviewed on: 26th May 2025

When I have called in past customer service has answ...

5
When I have called in past customer service has answered my queries quickly & professionally. Reviewed on: 26th May 2025

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