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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148620 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148620)

Straight forward when doing purchases

Straight forward when doing purchases Reviewed on: 13th May 2026

I use PayPal from many years.

I use PayPal from many years. Never had a problem. Even i had i always get answers straight away Reviewed on: 13th May 2026

Never had a bad experience with pay pal.

Never had a bad experience with pay pal. I use them all the time. I'd use them instead of a bank if i could. Reviewed on: 13th May 2026

Its okay, I use it day by day, safe

Its okay, I use it day by day, safe Reviewed on: 13th May 2026

I love paypal credit.

I love paypal credit. I couldn't be without. Reviewed on: 13th May 2026

Dependable experience , perfect for online use, smoo...

Dependable experience , perfect for online use, smooth and flawless app more and more websites now use PayPal virtual credit card Reviewed on: 13th May 2026

Easy way to pay and great 0% for 4 months brilliant...

Easy way to pay and great 0% for 4 months brilliant thank you Reviewed on: 13th May 2026

I feel safe using PayPal and it's simple to use and...

I feel safe using PayPal and it's simple to use and keep track of transactions. Statements easy to understand and support is excellent. Reviewed on: 13th May 2026

transactions are always fast, and they provide clear...

transactions are always fast, and they provide clear communications Reviewed on: 13th May 2026

I’ve had PayPal for years always reliable and easy t...

I’ve had PayPal for years always reliable and easy to contact Reviewed on: 13th May 2026

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