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PayPal: PayPal Credit reviews

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4.90
Based on 81,947 reviews, last reviewed 22nd Apr 2026
2874100% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It can always be better, but overall it's okay It can always be better, but overall it's okay Reviewed on: 22nd April 2026
Deyan S's avatar
Deyan S

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81947)

Love the credit option

5
Pay pal credit is great to spread the payment. Reviewed on: 26th May 2025
Mark's avatar
Mark

PayPal is the most easy , fast , secure way of payme...

5
PayPal is the most easy , fast , secure way of payments around the world. It’s truly make my life easy .. Reviewed on: 26th May 2025
Khan 's avatar
Khan

great way to pay, alwaysys quick to resolve any issues

5
great way to pay, alwaysys quick to resolve any issues Reviewed on: 26th May 2025
Stewart 's avatar
Stewart

Affordable and easy

5
Helped me get my new phone. It was so easy and quick. Highly recommended Reviewed on: 26th May 2025
Gaynor H's avatar
Gaynor H

Best Retail Finance Provider

5
Great ways to shop without stretching your budget Reviewed on: 26th May 2025
EliGM's avatar
EliGM

Best credit retailer out there

5
A fantastic way to spread your payments that is offered by 99% of retailers…. PayPal’s in 3. Always offered fair, impartial advice in dispute situations. Reviewed on: 26th May 2025
Karen B's avatar
Karen B

Very cheap interest and also many option to pay.

5
Very cheap interest and also many option to pay. Well recommend Reviewed on: 26th May 2025
Aaron W's avatar
Aaron W

PayPal Credit Made My Life Easier

5
I started using PayPal Credit a few months ago, and it’s honestly been a game changer. The ability to spread out payments for bigger purchases without immediate pressure is incredibly helpful, especially during times when budgeting is tight. What I love most is the convenience-it integrates seamlessly with my PayPal account, and the promotional 0% interest on certain purchases gave me breathing room to pay things off over time. The interface is simple, payments are easy to manage, and I get clear reminders so I never miss a due date. Using PayPal Credit gave me more confidence when shopping online, knowing I had flexible options. It’s secure, reliable, and gives me peace of mind-definitely one of the most useful financial tools I’ve used. Highly recommended if you want more control over your spending! Reviewed on: 26th May 2025
SB's avatar
SB

Revolutionising payments and options

5
Revolutionising payments and options Reviewed on: 26th May 2025
Damian J's avatar
Damian J

Easy to set up and manage

5
Very speedy decision and very easy to understand and manage the account. Reviewed on: 26th May 2025
Kate R's avatar
Kate R

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