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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148548 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148548)

Excellent customer service always happy to help and...

Excellent customer service always happy to help and the app is clear and easy Reviewed on: 13th May 2026

I have never had any bad experiences with PayPal cre...

I have never had any bad experiences with PayPal credit, it is easy to use and pay with and you can now have a digit wallet card which makes it easier to pay in store Reviewed on: 13th May 2026

PayPal the secure and hassle free way to pay

PayPal has always made paying quick and hassle free for myself. Paypal always gives me different options to pay from pay instantly or spread interest free. Also security gives me good peace of mind. Paypal is my preferred payment method. Reviewed on: 13th May 2026

Quick & easy to set up

It was quick & easy to set up, direct debit for repayment are quick & easy too. Great to be able to manage so much in ine location Reviewed on: 13th May 2026

Excellent

My experience with paypal is outstanding. Reviewed on: 13th May 2026

User-friendly, useful.

User-friendly, useful. beneficial Reviewed on: 13th May 2026

Always positive experiences, payments are prompt, re...

Always positive experiences, payments are prompt, returns proces very fast Reviewed on: 13th May 2026

PayPal provided me a reliable credit option

PayPal provided me with a reliable and safe way to manage my credit usage. With several payment options available managing money is so easy. Reviewed on: 13th May 2026

Reliable for years

I've been using PayPal credit for years now, and its really easy and straight forward. No hidden fees, and there when I need it. You can clearly see on the web/app how much you've used and how much you have left, and always let's you know how much you'll pay monthly Highly recommend it. Reviewed on: 13th May 2026

PayPal is the safest way to transfer and make purcha...

PayPal is the safest way to transfer and make purchases Reviewed on: 13th May 2026

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