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PayPal: PayPal Credit reviews

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4.90
Based on 82,049 reviews, last reviewed 22nd Apr 2026
2883600% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal. I love paypal. If you don't want yo pay straight away you csn do it via pay pal credit. Love how easy it is to send money fantastic experience. Even.c... Read more Reviewed on: 22nd April 2026
Miss R's avatar
Miss R

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82049)

Always there when I need it

5
Always there when I need it , quick decision and very helpful thanks Reviewed on: 26th May 2025
Andrei's avatar
Andrei

I feel safe using PayPal and it's my go to way to pa...

5
I feel safe using PayPal and it's my go to way to pay for goods if the option is available. The credit options are really useful when I need to make a purchase, but am a bit short of cash at the time. There are numerous ways to pay over different timescales. I tend to use the ones with no interest if you pay within a certain time. Reviewed on: 26th May 2025
Karenanne's avatar
Karenanne

It's easy to connect to multiple vendors.

5
It's easy to connect to multiple vendors. I don't have to remember my credit/ debit card details Reviewed on: 26th May 2025
Muyiwa O's avatar
Muyiwa O

When you need help PayPal is there for you...

5
When you need help PayPal is there for you Reviewed on: 26th May 2025
H Lucky's avatar
H Lucky

Easy to use, option to pay now or later.

5
Easy to use, option to pay now or later. Good reminder service for your payments Reviewed on: 26th May 2025
Iris's avatar
Iris

IT IS MORE HELPFUL AND WITH A LOT OF ASSISTANCE

5
IT IS MORE HELPFUL AND WITH A LOT OF ASSISTANCE Reviewed on: 26th May 2025
GEORGE's avatar
GEORGE

Split payments or use interest free option

5
I like having the option to split payments over 3 or to put onto 4 months interest free everywhere that accepts paypal Reviewed on: 26th May 2025
Christopher B's avatar
Christopher B

I’m able purchase goods without paying interest and...

5
I’m able purchase goods without paying interest and more time to repay. Reviewed on: 26th May 2025
Glenda M's avatar
Glenda M

Excellent customer service

5
If i ever need help they are there to help and always very friendly Reviewed on: 26th May 2025
Daniella 's avatar
Daniella

am happy with the service they offer me at the momen...

5
am happy with the service they offer me at the moment especially with interest free offers it really helps to buy things which is hard for me to buy Reviewed on: 26th May 2025
mohammad M's avatar
mohammad M

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