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PayPal: PayPal Credit reviews

4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82188)

Excellent

5
Excellent and easy to use. Secure and regular updates. Reviewed on: 26th May 2025

easy to use and safe.

5
easy to use and safe. great customer service with fast response time Reviewed on: 26th May 2025

Simple, easy to apply and be accepted.

5
Simple, easy to apply and be accepted. Easy to manage on the app and make payments. Nice reminders for payments too. Reviewed on: 26th May 2025

Easy to use and great for impulse purchases.

5
Easy to use and great for impulse purchases. Can pay off as much as you want, whenever you want without any early repayment fees too! Reviewed on: 26th May 2025

Very good communication

5
Very good communication. App very easy use and understand Reviewed on: 26th May 2025

Excellent never any issues absolutely perfect

5
Excellent never any issues absolutely perfect Reviewed on: 26th May 2025

Tweetyjoy

5
Easy to use reminders sent via email about up coming payments. Always had any issue sorted fast with good communication. App easy to use Alot of retails allow you to use PayPal which is very handy for Christmas shopping. Reviewed on: 26th May 2025

Simply the best

5
I think PayPal is the best thing since sliced bread Reviewed on: 26th May 2025

I love the different repayment options that PayPal C...

5
I love the different repayment options that PayPal Credit offers me, the site is easy to use and thy are very good reminding me when i am due to repay something. Reviewed on: 26th May 2025

Paypal is a safe and very easy way to pay for goods...

5
Paypal is a safe and very easy way to pay for goods and send and recieve money. Reviewed on: 26th May 2025

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