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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148502)

Very good service and excellent quality everything p...

Very good service and excellent quality everything perfectly Reviewed on: 13th May 2026

Good overall.

Good overall. No problems found with the service Reviewed on: 13th May 2026

It has been very helpful to purchase the present you...

It has been very helpful to purchase the present you want to buy. Reviewed on: 13th May 2026

Excellent experience always fast and reliable

Excellent experience always fast and reliable Reviewed on: 13th May 2026

Have had PayPal for years with no complaints.

Have had PayPal for years with no complaints. Paypal credit is really useful and I have control over what I pay back and when. It's very easy to transfer money between bank accounts and send/receive money with other people. It also keeps track of my parcels from different delivery companies all in one place! Reviewed on: 13th May 2026

Convinent with purchasing online items.

Convinent with purchasing online items.security! Reviewed on: 13th May 2026

PayPal is excellent

Always use PayPal as my method to pay, it's great Reviewed on: 13th May 2026

So far so good no issues easy to use and...

So far so good no issues easy to use and repay Reviewed on: 13th May 2026

can’t be happier with the split payment method

I enjoy using paperwork as it has a split payment method with no additional charges, excellent Reviewed on: 13th May 2026

Its very Easy to use & I have confidence using paypal.

Its very Easy to use & I have confidence using paypal. It was recommended to me & I’ve recommended it to friends too Reviewed on: 13th May 2026

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