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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,251 reviews, last reviewed 23rd Apr 2026
2902000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

It's definitely been helpful to be able to use PayPa... It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026
Mike's avatar
Mike

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82251)

Never any issues!

5
Never any issues! Would recommend to anyone Reviewed on: 26th May 2025
Karen P's avatar
Karen P

Practical

5
I’ve been using PayPal for years, and love to use PayPal Credit for short breaks and holidays. It is such a good thing to be able to pay back without interest… Reviewed on: 26th May 2025
Eszter D's avatar
Eszter D

Great App to use and easy.

5
Great App to use and easy. Never had any problems with paying or payment . Always use PayPal because it covers your purchases. I like they offer instalments as well as credit accounts Reviewed on: 26th May 2025
Kim's avatar
Kim

PayPal gives me chance to buy things I like.

5
If I wasn't able to use PayPal credit I would notbe able to have or do some of the things I do. Such as book a holiday and pay over time. Reviewed on: 26th May 2025
K Dar's avatar
K Dar

PayPal credit is easy to use, agreement is laid out...

5
PayPal credit is easy to use, agreement is laid out clearly and has been a huge help in times if need. I always recommend it others Reviewed on: 26th May 2025
Tammy's avatar
Tammy

Quick and efficient.

5
So easy to make payments,safe and secure. Reviewed on: 26th May 2025
Neggi's avatar
Neggi

PayPal, best online payment facility.

5
I have been using PayPal in the UK since 2003. This payment facility, co-founded by Elon Musk, has revolutionised the way I handle online transactions. It has made online purchases incredibly easy and secure. Over the years, PayPal has consistently provided a reliable platform for sending and receiving money, paying for goods and services, and even managing subscriptions. The convenience of linking my bank account and credit cards to PayPal has streamlined my financial activities, making it my go-to payment method for both personal and business transactions. The added security features, such as buyer protection and fraud prevention, have given me peace of mind when shopping online. Overall, PayPal has been an indispensable tool in my digital life. So thank you Mr Musk! Reviewed on: 26th May 2025
Laure V's avatar
Laure V

Excellent and flexible service, highly recommended

5
Excellent and flexible service, highly recommended Reviewed on: 26th May 2025
Ama's avatar
Ama

I have been using for many years and never had an is...

5
I have been using for many years and never had an issue Reviewed on: 26th May 2025
Tatiana's avatar
Tatiana

Useful helpful reliable banking

5
Useful helpful reliable banking that works for me Reviewed on: 26th May 2025
Greg 's avatar
Greg

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