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PayPal: PayPal Credit reviews

4.73
Based on 148,267 reviews, last reviewed 3rd Jul 2026
4477150% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026
Russel's avatar
Russel

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148454)

Easy to use

5
Easy to use and excellent service when u need it , Reviewed on: 13th May 2026

Great, easy-to-use app.

5
Great, easy-to-use app. PayPal is fast, secure, and easy to use for online payments: great buyer protection and smooth international transfers. Reviewed on: 13th May 2026

Easy to access credit when needed .

5
Easy to access credit when needed . Reviewed on: 13th May 2026

i have been using paypal for 20 years and is the saf...

5
i have been using paypal for 20 years and is the safest way to purchase Reviewed on: 13th May 2026

Nice and easy to use would recommend

5
Nice and easy to use would recommend Reviewed on: 13th May 2026

Very good to have for people who have a little income.

5
This is a fantastic way to pay for things. Very easy to use the app. Absolutely brilliant for everyone. Reviewed on: 13th May 2026

High recomend .

5
High recomend . Its few options to pay for something . Reviewed on: 13th May 2026

10 out of 10, definitely recommend!

5
10 out of 10, definitely recommend! Reviewed on: 13th May 2026

Never let me down. Fast and easy.

5
Never let me down. Fast and easy to use. Reviewed on: 13th May 2026

Smoothly and great so far.

5
Smoothly and great so far. No problems Reviewed on: 13th May 2026

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