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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

I had excellent customer service experience with my...

I had excellent customer service experience with my PayPal Reviewed on: 13th May 2026

Got a miss payment in February 24 as a payment what...

Got a miss payment in February 24 as a payment whatnot taken from my card account what you had for my payments and never had trouble with which my bank would confirm and couldn’t get intouch with anyone to question about it I was very annoyed as I’m 69 and never mist a payment on any of my bills in my life and it left a mark on my clear score account but other than that I think PayPal good and easy to use I tend to use it as it gives me some protection and I don’t have to keep giving my card numbers out every purchase Reviewed on: 13th May 2026

Quick and safe, convenient options for payments, rel...

Quick and safe, convenient options for payments, reliable Reviewed on: 13th May 2026

Easy to use and extremely convenient

Easy to use and extremely convenient Reviewed on: 13th May 2026

Always helpful!

Whenever I needed support PayPal is always there to assist me in any way I need It! Cannot fault the customer service and all they can offer! Thank you Reviewed on: 13th May 2026

Fast simple and easy to use

Very good and convenient, helps with purchasing without having to pay all at once, good to spread the cost Reviewed on: 13th May 2026

New website looks good - I was able to check my acco...

New website looks good - I was able to check my account with ease Reviewed on: 13th May 2026

Excellent service and great value for money.

Excellent service and great value for money. Great facility. Reviewed on: 13th May 2026

Never had any issues that weren't resolved quickly

Never had any issues that weren't resolved quickly Reviewed on: 13th May 2026

All good can't complain always good service

All good can't complain always good service Reviewed on: 13th May 2026

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