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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,301 reviews, last reviewed 23rd Apr 2026
2906200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is best Simple and easy and helpful ………. Reviewed on: 23rd April 2026
Haq's avatar
Haq

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82301)

Always feel safe when using PayPal

5
Always feel safe when using PayPal Reviewed on: 26th May 2025
Neil M's avatar
Neil M

never had any issues with their service

5
never had any issues with their service Reviewed on: 26th May 2025
scl's avatar
scl

I've had a great experience using PayPal.

5
I've had a great experience using PayPal. It's a reliable and user-friendly platform for online payments and money transfers. Transactions are processed quickly and securely, and I appreciate the added protection it offers for both buyers and sellers. The mobile app is intuitive and makes it easy to manage my account on the go. I've also found their customer service to be responsive and helpful whenever I had questions. Overall, I highly recommend PayPal for anyone looking for a safe and convenient way to handle online payments. Reviewed on: 26th May 2025
Ewa 's avatar
Ewa

Convenient, Flexible, and Seamless

5
I’ve been using PayPal Credit for over a year now, and overall, it’s been a great experience. One of the biggest advantages is the convenience—it integrates seamlessly with my PayPal account, so I can make purchases online without having to enter any additional payment details. It’s accepted by a wide range of merchants, which makes it a flexible choice for everyday spending. The promotional financing offers, like 0% interest for 4 months on purchases over a certain amount, are incredibly helpful if you manage your budget wisely. It’s a great way to spread out larger purchases without paying interest, as long as you pay it off within the promo period. Another highlight is the quick approval process. Signing up took just a few minutes, and I got a credit decision almost instantly. The interface is straightforward, and I can easily track my transactions, due dates, and remaining promotional balances through PayPal’s dashboard. Customer service has also been responsive the few times I needed help, and I appreciate the transparency in their billing and statements. Reviewed on: 26th May 2025
Pat's avatar
Pat

Never has any issues with PayPal, very reliable serv...

5
Never has any issues with PayPal, very reliable service. Reviewed on: 26th May 2025
Shana C's avatar
Shana C

Good and helpful with funding when I needed it.

4
Good and helpful with funding when I needed it. Reviewed on: 26th May 2025
Chris L's avatar
Chris L

Transactions and payments are simple and efficient.

4
Transactions and payments are simple and efficient. On one occasion, I accidently canceled my DDI, and I was only aware of this when I received an email about failed payment. It would have been helpful if I received a warning prior to being able to cancel my DD or message to advise no DD in place, meaning you would not have been able to collect future payments. Reviewed on: 26th May 2025
Matt M's avatar
Matt M

I’ve been a loyal Paypal user for years.

5
I’ve been a loyal Paypal user for years. Started using it in Italy and then I moved my account to the Uk without any issues. Simple and user friendly interface makes it my to go app for payments Reviewed on: 26th May 2025
Richard P's avatar
Richard P

Everything is easy.That's it.What more could you want.

5
Everything is easy. Thats it. What more could you want. Reviewed on: 26th May 2025
Slippers's avatar
Slippers

very handy service to make purchases online

5
very handy service to make purchases online Reviewed on: 26th May 2025
Sorin C's avatar
Sorin C

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