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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148309 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148309)

Best payment platform there is to use online.

Best payment platform there is to use online. Safety is always a concern for me and if a place doesn’t offer PayPal I will usually not go forward with the payment. Reviewed on: 13th May 2026

PayPal makes everything easy,

PayPal makes everything easy, the payment options are a Godsend. The customer service is second to none and I love having buyer protection Reviewed on: 13th May 2026

PayPal credit has been an excellent and easy to use...

PayPal credit has been an excellent and easy to use service, and the flexibility suits my needs for my daily living costs. It works well making purchases online, and also now works well in stores. PayPal is my go to credit for mid purchases, and will continue to be so in the future. Reviewed on: 13th May 2026

Any time I wanted to send money or do payments the a...

Any time I wanted to send money or do payments the app is very easy to use Reviewed on: 13th May 2026

Straight forward update and customer service experie...

Straight forward update and customer service experience is quite good Reviewed on: 13th May 2026

Great experience.

Great experience... Help when I really need. There for people. Reviewed on: 13th May 2026

I really recommend PayPal Credit

I use credit a lot and pay in 3 in particular but find it so useful and a lot less financial pressure on me then other lending would be Reviewed on: 13th May 2026

I’m happy to pay with PayPall.

I’m happy to pay with PayPall. Good option always. Reviewed on: 13th May 2026

PayPal Account

Like using PatPal as it so wuick and convenient Reviewed on: 13th May 2026

Easy, fast , excellent service I recommend this one...

Easy, fast , excellent service I recommend this one for anyone Reviewed on: 13th May 2026

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