Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148307)

PayPal has always been there for me

PayPal has always been there for me Reviewed on: 13th May 2026

Great service

PayPal Great service since 2009 be with them Reviewed on: 13th May 2026

Excellent service there the instance you need it

Excellent service there the instance you need it Reviewed on: 13th May 2026

I find it very easy to contact PayPal with any probl...

I find it very easy to contact PayPal with any problem I have and they always resolve them quickly Reviewed on: 13th May 2026

I feel safe using PayPal, it is accepted by lots of...

I feel safe using PayPal, it is accepted by lots of sites and I love the option of 3 months 0% Reviewed on: 13th May 2026

PayPal check out is faster and easier

PayPal check out is faster and easier Reviewed on: 13th May 2026

Your PayPal site has always worked for me, whenever...

Your PayPal site has always worked for me, whenever I've needed money, I always use it and return it regularly, that's why I give it the highest rating. Reviewed on: 13th May 2026

Easy to use, a very safe way to pay and...

Easy to use, a very safe way to pay and with rewards Reviewed on: 13th May 2026

paypal is easy to use

paypal is easy to use no matter where you are , it has an easy to understand and navigate website Reviewed on: 13th May 2026

If needed you can actually speak to someone!

If needed you can actually speak to someone! BRILLIANT! Reviewed on: 13th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79387 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub