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PayPal: PayPal Credit reviews

4.90
Based on 82,514 reviews, last reviewed 23rd Apr 2026
2925700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A Godsend PayPal has been a true support in times of need. Thank you. Reviewed on: 23rd April 2026
Dannie 's avatar
Dannie

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82514)

The clear choice in making a payment.

5
Easy, clear and transparent. Check security and transactions in a second. Choices of payment method is a major benefit. Making it easy to plan and budget your spending. Reviewed on: 26th May 2025

I love the flexibility of PayPal credit

5
I love the flexibility of PayPal credit, which enables me to plan my finances. I find it to be a very convenient way to pay and I like the security and ease of paying online using PayPal. Reviewed on: 26th May 2025

It’s okay, but you can’t stop it completely without...

3
It’s okay, but you can’t stop it completely without calling them! I would rather there was an option that you can just completely turn it off. Reviewed on: 26th May 2025

Rate Paypal

5
I have found PayPal easy to use, good value for money and very secure. Reviewed on: 26th May 2025

Always really helpful and transparent

5
Always really helpful and transparent Reviewed on: 26th May 2025

Everything has always been easy and efficient.

5
Everything has always been easy and efficient. Reviewed on: 26th May 2025

Easy to use.

5
Easy to use. Never had any issues with the service! Reviewed on: 26th May 2025

My experience has been great with PayPal credit the...

4
My experience has been great with PayPal credit the only thing which isn't bad on PayPal's part it's more bad on my lack of self control is the ease in which I can set it to my default PayPal payment method and then using it without realising Reviewed on: 26th May 2025

I have not had any issues using PayPal until now.

5
I have not had any issues using PayPal until now. Easy-to-use app. Excellent communication with customer service. Reviewed on: 26th May 2025

It's good.

4
It's good. I've had them for years with very few issues. Reviewed on: 26th May 2025

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