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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148295 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148295)

It’s easy and quick will surely recommend

It’s easy and quick will surely recommend Reviewed on: 13th May 2026

Excellent service

PayPal provides amazing services that can not be turned down Reviewed on: 13th May 2026

Great experience and super secure service

Great experience with paypal. I have used it to by my new sofa and split the payment in 3 installment with no interest Reviewed on: 13th May 2026

Good customer service if needed problems resolved qu...

Good customer service if needed problems resolved quickly no complaints about pay pal Reviewed on: 13th May 2026

Always had a great experience with paypal

Always had a great experience with paypal Reviewed on: 13th May 2026

Easy to use and really helpful

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage, and it’s been really helpful for spreading the cost of purchases. The app and website are simple to use, and I like being able to keep track of everything in one place. Overall, it’s been convenient, reliable, and stress-free for me. Reviewed on: 13th May 2026

PayPal gave me credit when I needed it most,I just a...

PayPal gave me credit when I needed it most,I just applied and was not sure whether I could be offered a credit but I was so happy because they approved and was ready to be used immediately,I give five plus stars . Reviewed on: 13th May 2026

PayPal provides full customer support, understanding...

PayPal provides full customer support, understanding and Secure. Reviewed on: 13th May 2026

PayPal is secure and easy way to pay

PayPal is secure and easy way to pay Reviewed on: 13th May 2026

PayPal the lifeline everyone needs

PayPal have been an absolute lifeline for me. I have been using PayPal for paying for household items, to paying for holiday bnb's. Living on a low income for me PayPal have taken the stress that I would normally have paying for above mentioned. In the process created many good memories. I recommend PayPal to anyone else in a similar situation to myself 100% the best thing I have ever done by opening my account with PayPal. Reviewed on: 13th May 2026

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