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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148289 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148289)

When I bought something through PayPal few months back.

When I bought something through PayPal few months back. The seller was a scam and didn't sent what shown. PayPal didn't help me in getting the refund even contacting multiple times. Reviewed on: 13th May 2026

I’ve been with PayPal a very long time they’ve alway...

I’ve been with PayPal a very long time they’ve always been very helpful and easy to use Reviewed on: 13th May 2026

Easy access to buy things with just my email

Easy access to buy things with just my email Reviewed on: 13th May 2026

Happy customer for 12 years

I've been using PayPal for the past 12 years. Never had a bad experience with them. Flexible payment options, I just love it. Quick access to my account through the app, now I have multiple cards with them. Makes shopping easy and stress free Reviewed on: 13th May 2026

I love because make thinks easy

I love because make thinks easy Reviewed on: 13th May 2026

Excellent back up and online

Excellent back up and online payments account Reviewed on: 13th May 2026

Very easy to set up and fast approved credit, straig...

Very easy to set up and fast approved credit, straight forward to see all transactions as well as seeing when and how to pay back , lots of different ways to make use of PayPal payments and lines of credit, 100% look at joining this fast fair excellent way of buying things you need in safe way in a modern age! Reviewed on: 13th May 2026

Excellent, I'm happy with PayPal service, I will be...

Excellent, I'm happy with PayPal service, I will be continuing Reviewed on: 13th May 2026

Paypal for safety

I have used PayPal for all transactions, and still prefer this method of paying. Reviewed on: 13th May 2026

Positive experience with PayPal

I’ve had a really positive experience with PayPal Credit. It’s easy to use, the application process was quick, and being able to spread the cost of purchases has been really helpful. The app is straightforward, payments are simple to manage, and I like having the flexibility for larger purchases. Overall, a convenient and reliable service. Reviewed on: 13th May 2026

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