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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148268 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148268)

PayPal credit helped me to resolve financial issues

PayPal credit helped me to resolve financial issues Reviewed on: 13th May 2026

Great service easy to use.

Great service easy to use. Value on payment plans and different ways to you PayPal credit to suit me and dufference buying experiencrs Reviewed on: 13th May 2026

always very handy and trustworthy

always very handy and trustworthy Reviewed on: 13th May 2026

Easy to set up & navigate.

Easy to set up & navigate. Great site Reviewed on: 13th May 2026

Its soo easy to get ur application proved.

Its soo easy to get ur application proved...easy to pay back Reviewed on: 13th May 2026

PayPal has always worked well for me and has been a...

PayPal has always worked well for me and has been a handy addition to online shopping. Reviewed on: 13th May 2026

Getting the best out of PayPal

I have been satisfied with all my contacts with PayPal. Reviewed on: 13th May 2026

PayPal is awesome to use.

PayPal is awesome to use. The credit and pay in 3 Reviewed on: 13th May 2026

Very smart

PayPal is a fast and convenient tool for everyday online shopping and transferring money. However, in 2026, users should be aware that resolving issues through their customer support can be a frustrating and lengthy process. Reviewed on: 13th May 2026

PayPal is flexible application-is good to navigate.

PayPal is flexible application-is good to navigate. I like the terms especially the interest free, there good security as well Reviewed on: 13th May 2026

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